WRLD (World Acceptance) Total Noninterest Expense: $301.9 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WRLD World Acceptance Corp WRLD
63 GF Score
Price $204.67
GF Value $161.69
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is World Acceptance Total Noninterest Expense?

World Acceptance WRLD +13.21% 63 Total Noninterest Expense is $301.9 Mil as of Mar. 2026. GuruFocus rates WRLD with a GF Score™ of 63/100 and a GF Value™ of $161.69 (Modestly Overvalued). The stock has 6 warning signs investors should review.

World Acceptance's Total Noninterest Expense for the three months ended in Mar. 2026 was $81.5 Mil. World Acceptance's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $301.9 Mil.

World Acceptance Total Noninterest Expense Related Terms

World Acceptance Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for World Acceptance's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

World Acceptance Total Noninterest Expense Chart

World Acceptance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 299.98 279.47 268.60 240.93 301.88

World Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 65.94 70.36 71.97 78.06 81.49
WRLD
63GF Score
World Acceptance Corp WRLD
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

World Acceptance Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $301.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $301.9 Mil mean?
World Acceptance (WRLD) has a Total Noninterest Expense of $301.9 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on World Acceptance and its competitors.
Is World Acceptance's Total Noninterest Expense too high?
World Acceptance's current Total Noninterest Expense is $301.9 Mil. Overall, World Acceptance has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's Total Noninterest Expense compare to JCAP and LU?
World Acceptance's Total Noninterest Expense of $301.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on World Acceptance and its competitors. World Acceptance's current Total Noninterest Expense is $301.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Modestly Overvalued. The stock's GF Value™ is $161.69, compared to a current price of $204.67 — trading 26.6% above its estimated fair value. The current Total Noninterest Expense is $301.9 Mil. World Acceptance's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For World Acceptance (WRLD), the current Total Noninterest Expense is $301.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $204.67 is trading 26.6% above its estimated GF Value™ of $161.69. GuruFocus considers World Acceptance to be Modestly Overvalued.

Key valuation signals for WRLD:

  • Total Noninterest Expense: $301.9 Mil
  • GF Value™: $161.69 vs. price of $204.67 (26.6% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
63GF Score

Get the complete analysis for WRLD

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$204.67
Price
$161.69
GF Value