WRLD (World Acceptance) EPS (Basic): $7.54 (TTM As of Mar. 2026)


WRLD World Acceptance Corp WRLD
64 GF Score
Price $194.02
GF Value $159.37
Valuation Modestly Overvalued
! 6 Warning Signs
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What is World Acceptance EPS (Basic)?

World Acceptance WRLD +5.49% 64 EPS (Basic) is $7.54 as of Mar. 2026. GuruFocus rates WRLD with a GF Score™ of 64/100 and a GF Value™ of $159.37 (Modestly Overvalued). The stock has 6 warning signs investors should review.

World Acceptance's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $7.85. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.54.

World Acceptance's EPS (Diluted) for the three months ended in Mar. 2026 was $7.70. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.38.

World Acceptance's EPS without NRI for the three months ended in Mar. 2026 was $7.70. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 7.38.

During the past 12 months, World Acceptance's average EPS without NRIGrowth Rate was -57.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was 24.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was -0.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, World Acceptance's highest 3-Year average EPS without NRI Growth Rate was 110.50% per year. The lowest was -22.80% per year. And the median was 20.30% per year.

World Acceptance  (NAS:WRLD) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

World Acceptance EPS (Basic) Related Terms

World Acceptance EPS (Basic) Historical Data

* Premium members only.

The historical data trend for World Acceptance's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

World Acceptance EPS (Basic) Chart

World Acceptance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.88 3.69 13.40 16.45 7.00

World Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.24 0.26 -0.38 -0.19 7.85
WRLD
64GF Score
World Acceptance Corp WRLD
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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World Acceptance EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

World Acceptance's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(34.586-0)/4.941
=7.00

World Acceptance's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(36.099-0)/4.691
=7.70

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $7.54 mean?
World Acceptance (WRLD) has a EPS (Basic) of $7.54 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on World Acceptance and its competitors.
Is World Acceptance's EPS (Basic) too high?
World Acceptance's current EPS (Basic) is $7.54. Overall, World Acceptance has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's EPS (Basic) compare to GDOT and OPFI?
World Acceptance's EPS (Basic) of $7.54 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Credit Services company?
A good EPS (Basic) depends on the Credit Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on World Acceptance and its competitors. World Acceptance's current EPS (Basic) is $7.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Modestly Overvalued. The stock's GF Value™ is $159.37, compared to a current price of $194.02 — trading 21.7% above its estimated fair value. The current EPS (Basic) is $7.54. World Acceptance's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For World Acceptance (WRLD), the current EPS (Basic) is $7.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $194.02 is trading 21.7% above its estimated GF Value™ of $159.37. GuruFocus considers World Acceptance to be Modestly Overvalued.

Key valuation signals for WRLD:

  • EPS (Basic): $7.54
  • GF Value™: $159.37 vs. price of $194.02 (21.7% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
64GF Score

Get the complete analysis for WRLD

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$194.02
Price
$159.37
GF Value