Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. World Acceptance's current 10-Year Share Buyback Ratio was 6.50%.
WRLD's 10-Year Share Buyback Ratio is ranked better than 97.6% of 292
companies
in the Credit Services industry
Industry Median: -2.35
vs WRLD: 6.50
World Acceptance (NAS:WRLD) 10-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
World Acceptance 10-Year Share Buyback Ratio Related Terms
WRLD vs NAVI, FINV, GDOT: 10-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, World Acceptance's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
World Acceptance 10-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, World Acceptance's 10-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where World Acceptance's 10-Year Share Buyback Ratio falls into.
World Acceptance 10-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 10-Year Share Buyback Ratio of 6.50 mean?
World Acceptance (WRLD) has a 10-Year Share Buyback Ratio of 6.50 as of Jun. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for World Acceptance and its competitors. According to the industry distribution chart, World Acceptance ranks #7 out of 292 companies in the Credit Services industry, placing it in the top 2.4%.
Is World Acceptance's 10-Year Share Buyback Ratio too high?
World Acceptance's current 10-Year Share Buyback Ratio is 6.50. Based on the distribution chart, World Acceptance ranks #7 out of 292 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, World Acceptance has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's 10-Year Share Buyback Ratio compare to NAVI and FINV?
According to the Credit Services industry distribution chart, World Acceptance ranks #7 out of 292 companies for 10-Year Share Buyback Ratio. This places World Acceptance in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for a Credit Services company?
A good 10-Year Share Buyback Ratio depends on the Credit Services industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for World Acceptance and its competitors. World Acceptance's current 10-Year Share Buyback Ratio is 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Fairly Valued. The stock's GF Value™ is $168.91, compared to a current price of $171.09 — trading 1.3% above its estimated fair value. The current 10-Year Share Buyback Ratio is 6.50. World Acceptance's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For World Acceptance (WRLD), the current 10-Year Share Buyback Ratio is 6.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is World Acceptance (WRLD) Overvalued in 2026?
Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued.
The current stock price of $171.09 is trading 1.3% above its estimated GF Value™ of $168.91.
GuruFocus considers World Acceptance to be Fairly Valued.
Key valuation signals for WRLD:
10-Year Share Buyback Ratio: 6.50
GF Value™: $168.91 vs. price of $171.09 (1.3% above fair value)
No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
65GF Score
Get the complete analysis for WRLD
10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WRLD has been successfully added to your 
