WRLD (World Acceptance) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 01, 2026)


WRLD World Acceptance Corp WRLD
63 GF Score
Price $219.46
GF Value $159.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is World Acceptance Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-01), World Acceptance's Predictability Rank is 4.5-Stars. World Acceptance's intrinsic value calculated from the Discounted Dividend model is $85.17 and current share price is $219.46. Consequently,

World Acceptance's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

WRLD vs JCAP, LU, FINV: Margin of Safety % (DCF Dividends Based) Comparison

For the Credit Services subindustry, World Acceptance's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

World Acceptance Margin of Safety % (DCF Dividends Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, World Acceptance's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where World Acceptance's Margin of Safety % (DCF Dividends Based) falls into.


WRLD
63GF Score
World Acceptance Corp WRLD
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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World Acceptance Margin of Safety % (DCF Dividends Based) Calculation

World Acceptance's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-219.46)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $219.46 is trading 37.3% above its estimated GF Value™ of $159.82. GuruFocus considers World Acceptance to be Significantly Overvalued.

Key valuation signals for WRLD:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $159.82 vs. price of $219.46 (37.3% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
63GF Score

Get the complete analysis for WRLD

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$219.46
Price
$159.82
GF Value