WRLD (World Acceptance) ROC %: % (As of Mar. 2026)


WRLD World Acceptance Corp WRLD
64 GF Score
Price $194.02
GF Value $159.30
Valuation Modestly Overvalued
! 6 Warning Signs
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What is World Acceptance ROC %?

World Acceptance WRLD +5.49% 64 ROC % is % as of Mar. 2026. GuruFocus rates WRLD with a GF Score™ of 64/100 and a GF Value™ of $159.30 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

WRLD
64GF Score
World Acceptance Corp WRLD
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
World Acceptance (WRLD) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on World Acceptance and its competitors.
Is World Acceptance's ROC % too high?
World Acceptance's current ROC % is %. Overall, World Acceptance has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's ROC % compare to GDOT and OPFI?
World Acceptance's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on World Acceptance and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. World Acceptance's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Modestly Overvalued. The stock's GF Value™ is $159.30, compared to a current price of $194.02 — trading 21.8% above its estimated fair value. The current ROC % is %. World Acceptance's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For World Acceptance (WRLD), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $194.02 is trading 21.8% above its estimated GF Value™ of $159.30. GuruFocus considers World Acceptance to be Modestly Overvalued.

Key valuation signals for WRLD:

  • ROC %: %
  • GF Value™: $159.30 vs. price of $194.02 (21.8% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
64GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$194.02
Price
$159.30
GF Value