World AcceptanceWRLD +5.91%62 FCF Yield % is 25.70 as of Jun. 27, 2026, which is 21% below its 10-year median of 32.48. GuruFocus rates WRLD with a GF Score™ of 62/100 and a GF Value™ of $159.45 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 541 Credit Services companies, World Acceptance ranks better than 85.03% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
World Acceptance FCF Yield % Related Terms
World Acceptance FCF Yield % Historical Data
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The historical data trend for World Acceptance's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, World Acceptance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
World Acceptance FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, World Acceptance's FCF Yield % distribution charts can be found below:
* The bar in red indicates where World Acceptance's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
World Acceptance (WRLD) has a FCF Yield % of 25.70 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on World Acceptance and its competitors. This is 21% below median its historical median of 32.48. Over the past decade, World Acceptance's FCF Yield % has ranged from 14.15 to 83.38. According to the industry distribution chart, World Acceptance ranks #81 out of 541 companies in the Credit Services industry, placing it in the top 15%.
Is World Acceptance's FCF Yield % too high?
World Acceptance's current FCF Yield % of 25.70 is 21% below median its 10-year median of 32.48. Over the past 10 years, this metric has ranged from a low of 14.15 to a high of 83.38. Based on the distribution chart, World Acceptance ranks #81 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, World Acceptance has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's FCF Yield % compare to GDOT and OPFI?
According to the Credit Services industry distribution chart, World Acceptance ranks #81 out of 541 companies for FCF Yield %. This places World Acceptance in the top 15% of its industry — outperforming the majority of peers. Historically, World Acceptance's own FCF Yield % has ranged from 14.15 to 83.38 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on World Acceptance and its competitors. World Acceptance's current FCF Yield % is 25.70, which is 21% below median its own 10-year median of 32.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Significantly Overvalued. The stock's GF Value™ is $159.45, compared to a current price of $214.25 — trading 34.4% above its estimated fair value. The current FCF Yield % is 25.70, which is 21% below median its 10-year median of 32.48. World Acceptance's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For World Acceptance (WRLD), the current FCF Yield % is 25.70 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is World Acceptance (WRLD) Overvalued in 2026?
Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued.
The current stock price of $214.25 is trading 34.4% above its estimated GF Value™ of $159.45.
GuruFocus considers World Acceptance to be Significantly Overvalued.
Key valuation signals for WRLD:
FCF Yield %: 25.70 (21% below median its 10-year median of 32.48)
GF Value™: $159.45 vs. price of $214.25 (34.4% above fair value)
No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
62GF Score
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