WRLD (World Acceptance) Quality Rank


WRLD World Acceptance Corp WRLD
64 GF Score
Price $199.57
GF Value $160.57
Valuation Modestly Overvalued
! 6 Warning Signs
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What is World Acceptance Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

World Acceptance Quality Rank Related Terms

WRLD
64GF Score
World Acceptance Corp WRLD
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $199.57 is trading 24.3% above its estimated GF Value™ of $160.57. GuruFocus considers World Acceptance to be Modestly Overvalued.

Key valuation signals for WRLD:

  • Quality Rank:
  • GF Value™: $160.57 vs. price of $199.57 (24.3% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
64GF Score

Get the complete analysis for WRLD

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$199.57
Price
$160.57
GF Value