Affirm Holdings (STU:78P) Total Liabilities: $9,358.17 Mil (As of Mar. 2026)


What is Affirm Holdings Total Liabilities?

Affirm Holdings STU:78P 81 Total Liabilities is $9,358.17 Mil as of Mar. 2026. GuruFocus rates STU:78P with a GF Score™ of 81/100. The stock has 7 warning signs investors should review.

Affirm Holdings's Total Liabilities for the quarter that ended in Mar. 2026 was $9,358.17 Mil.

Affirm Holdings's quarterly Total Liabilities increased from Sep. 2025 ($8,179.68 Mil) to Dec. 2025 ($9,410.04 Mil) but then declined from Dec. 2025 ($9,410.04 Mil) to Mar. 2026 ($9,358.17 Mil).

Affirm Holdings's annual Total Liabilities increased from Jun. 2023 ($5,621.43 Mil) to Jun. 2024 ($6,787.63 Mil) and increased from Jun. 2024 ($6,787.63 Mil) to Jun. 2025 ($8,085.92 Mil).

Affirm Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for Affirm Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Total Liabilities Chart

Affirm Holdings Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Liabilities
Get a 7-Day Free Trial 2,291.44 4,355.54 5,621.43 6,787.63 8,085.92

Affirm Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,561.27 8,085.92 8,179.68 9,410.04 9,358.17

Affirm Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Affirm Holdings's Total Liabilities for the fiscal year that ended in Jun. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=180.098+(7853.306+52.516000000001
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=8,085.92

Total Liabilities=Total Assets (A: Jun. 2025 )-Total Equity (A: Jun. 2025 )
=11154.929-3069.009
=8,085.92

Affirm Holdings's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=205.122+(9090.749+62.299000000001
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+0+0+0)
=9,358.17

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=13141.58-3783.41
=9,358.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $9,358.17 Mil mean?
Affirm Holdings (STU:78P) has a Total Liabilities of $9,358.17 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Affirm Holdings and its competitors.
Is Affirm Holdings' Total Liabilities too high?
Affirm Holdings' current Total Liabilities is $9,358.17 Mil. Overall, Affirm Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Total Liabilities compare to SYF and SOFI?
Affirm Holdings' Total Liabilities of $9,358.17 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Affirm Holdings and its competitors. Affirm Holdings's current Total Liabilities is $9,358.17 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current Total Liabilities of $9,358.17 Mil. The current Total Liabilities is $9,358.17 Mil. Affirm Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current Total Liabilities is $9,358.17 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Affirm Holdings Business Description

Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.