Affirm Holdings (STU:78P) ROE % Adjusted to Book Value: 0.00% (As of Mar. 2026)


What is Affirm Holdings ROE % Adjusted to Book Value?

Affirm Holdings STU:78P 81 ROE % Adjusted to Book Value is 0.00% as of Mar. 2026. GuruFocus rates STU:78P with a GF Score™ of 81/100. The stock has 6 warning signs investors should review.

Affirm Holdings's ROE % for the quarter that ended in Mar. 2026 was 11.23%. Affirm Holdings's PB Ratio for the quarter that ended in Mar. 2026 was N/A. Affirm Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was N/A.

Affirm Holdings ROE % Adjusted to Book Value Related Terms

Affirm Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for Affirm Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings ROE % Adjusted to Book Value Chart

Affirm Holdings Annual Data
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Affirm Holdings Quarterly Data
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STU:78P vs SYF, SOFI, ALLY: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Affirm Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Affirm Holdings ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Affirm Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Affirm Holdings's ROE % Adjusted to Book Value falls into.


Affirm Holdings ROE % Adjusted to Book Value Calculation

Affirm Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.80% / N/A
=N/A

Affirm Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.23% / N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 0.00% mean?
Affirm Holdings (STU:78P) has a ROE % Adjusted to Book Value of 0.00% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Affirm Holdings and its competitors.
Is Affirm Holdings' ROE % Adjusted to Book Value too high?
Affirm Holdings' current ROE % Adjusted to Book Value is 0.00%. Overall, Affirm Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' ROE % Adjusted to Book Value compare to SYF and SOFI?
Affirm Holdings' ROE % Adjusted to Book Value of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Affirm Holdings and its competitors. Affirm Holdings's current ROE % Adjusted to Book Value is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current ROE % Adjusted to Book Value of 0.00%. The current ROE % Adjusted to Book Value is 0.00%. Affirm Holdings' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current ROE % Adjusted to Book Value is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Affirm Holdings Business Description

Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.