Affirm Holdings (STU:78P) Tax Rate %: 4.17% (As of Mar. 2026)

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What is Affirm Holdings Tax Rate %?

Affirm Holdings STU:78P 83 Tax Rate % is 4.17% as of Mar. 2026. GuruFocus rates STU:78P with a GF Score™ of 83/100. The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Affirm Holdings's Tax Expense for the three months ended in Mar. 2026 was $4.48 Mil. Affirm Holdings's Pre-Tax Income for the three months ended in Mar. 2026 was $107.38 Mil. Therefore, Affirm Holdings's Tax Rate % for the quarter that ended in Mar. 2026 was 4.17%.

Affirm Holdings Tax Rate % Related Terms

Affirm Holdings Tax Rate % Historical Data

* Premium members only.

The historical data trend for Affirm Holdings's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Tax Rate % Chart

Affirm Holdings Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Rate %
Get a 7-Day Free Trial 0.53 2.40 0.39 -0.43 15.10

Affirm Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.54 3.26 2.80 2.74 4.17

Affirm Holdings Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Affirm Holdings's Tax Rate % for the fiscal year that ended in Jun. 2025 is calculated as

Tax Rate %=Tax Expense (A: Jun. 2025 )/Pre-Tax Income (A: Jun. 2025 )
=9.279/61.464
=15.10 %

Affirm Holdings's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=4.476/107.376
=4.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 4.17% mean?
Affirm Holdings (STU:78P) has a Tax Rate % of 4.17% as of Mar. 2026.
Is Affirm Holdings' Tax Rate % too high?
Affirm Holdings' current Tax Rate % is 4.17%. Overall, Affirm Holdings has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Tax Rate % compare to SYF and SOFI?
Affirm Holdings' Tax Rate % of 4.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Credit Services company?
A good Tax Rate % depends on the Credit Services industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Affirm Holdings's current Tax Rate % is 4.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current Tax Rate % of 4.17%. The current Tax Rate % is 4.17%. Affirm Holdings' overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current Tax Rate % is 4.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Affirm Holdings Business Description

Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.