Affirm Holdings (STU:78P) Long-Term Debt: $9,052.19 Mil (As of Mar. 2026)

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What is Affirm Holdings Long-Term Debt?

Affirm Holdings STU:78P 81 Long-Term Debt is $9,052.19 Mil as of Mar. 2026. GuruFocus rates STU:78P with a GF Score™ of 81/100. The stock has 7 warning signs investors should review.

Affirm Holdings's Long-Term Debt for the quarter that ended in Mar. 2026 was $9,052.19 Mil.

Affirm Holdings's quarterly Long-Term Debt increased from Sep. 2025 ($7,930.18 Mil) to Dec. 2025 ($9,139.57 Mil) but then declined from Dec. 2025 ($9,139.57 Mil) to Mar. 2026 ($9,052.19 Mil).

Affirm Holdings's annual Long-Term Debt increased from Jun. 2023 ($5,398.45 Mil) to Jun. 2024 ($6,574.86 Mil) and increased from Jun. 2024 ($6,574.86 Mil) to Jun. 2025 ($7,821.36 Mil).

Affirm Holdings  (STU:78P) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Affirm Holdings Long-Term Debt Related Terms

Affirm Holdings Long-Term Debt Historical Data

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The historical data trend for Affirm Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affirm Holdings Long-Term Debt Chart

Affirm Holdings Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial 1,907.35 4,078.21 5,398.45 6,574.86 7,821.36

Affirm Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,322.64 7,821.36 7,930.18 9,139.57 9,052.19
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $9,052.19 Mil mean?
Affirm Holdings (STU:78P) has a Long-Term Debt of $9,052.19 Mil as of Mar. 2026.
Is Affirm Holdings' Long-Term Debt too high?
Affirm Holdings' current Long-Term Debt is $9,052.19 Mil. Overall, Affirm Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Long-Term Debt compare to SYF and SOFI?
Affirm Holdings' Long-Term Debt of $9,052.19 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Affirm Holdings's current Long-Term Debt is $9,052.19 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current Long-Term Debt of $9,052.19 Mil. The current Long-Term Debt is $9,052.19 Mil. Affirm Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current Long-Term Debt is $9,052.19 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Affirm Holdings Business Description

Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.