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Atlanticus HoldingsATLC -2.10%68 Buyback Yield % is 1.47 as of Aug. 29, 2026, which is 26% below its 10-year median of 1.99. GuruFocus rates ATLC with a GF Score™ of 68/100 and a GF Value™ of $83.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 113 Credit Services companies, Atlanticus Holdings ranks better than 58.41% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Atlanticus Holdings Buyback Yield % Historical Data
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The historical data trend for Atlanticus Holdings's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ATLC vs QFIN, JCAP, LU: Buyback Yield % Comparison
For the Credit Services subindustry, Atlanticus Holdings's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlanticus Holdings Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Atlanticus Holdings's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Atlanticus Holdings's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlanticus Holdings (ATLC) has a Buyback Yield % of 1.47 as of Aug. 29, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Atlanticus Holdings and its competitors. This is 26% below median its historical median of 1.99. Over the past decade, Atlanticus Holdings' Buyback Yield % has ranged from 0.50 to 28.62. According to the industry distribution chart, Atlanticus Holdings ranks #47 out of 113 companies in the Credit Services industry, placing it in the top 41.6%.
Is Atlanticus Holdings' Buyback Yield % too high?
Atlanticus Holdings' current Buyback Yield % of 1.47 is 26% below median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 28.62. The Credit Services industry median Buyback Yield % is 0.56. Atlanticus Holdings' value of 1.47 is 162.5% above this industry median. Based on the distribution chart, Atlanticus Holdings ranks #47 out of 113 companies in the Credit Services industry, which is above the industry midpoint. Overall, Atlanticus Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' Buyback Yield % compare to QFIN and JCAP?
According to the Credit Services industry distribution chart, Atlanticus Holdings ranks #47 out of 113 companies for Buyback Yield %. This puts Atlanticus Holdings in the upper half of its industry. The industry median Buyback Yield % is 0.56. Atlanticus Holdings' value of 1.47 is 162.5% above this benchmark. Historically, Atlanticus Holdings' own Buyback Yield % has ranged from 0.50 to 28.62 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 0.56, Atlanticus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
The median Buyback Yield % among Credit Services companies is 0.56, based on 113 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlanticus Holdings's current Buyback Yield % of 1.47 is 162.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Atlanticus Holdings and its competitors. For the Credit Services industry, the median Buyback Yield % is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlanticus Holdings's current Buyback Yield % is 1.47, which is 26% below median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Fairly Valued. The stock's GF Value™ is $83.05, compared to a current price of $91.08 — trading 9.7% above its estimated fair value. The current Buyback Yield % is 1.47, which is 26% below median its 10-year median of 1.99 and 162.5% above the Credit Services industry median of 0.56. Atlanticus Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current Buyback Yield % is 1.47 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlanticus Holdings (ATLC) Overvalued in 2026?
Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be overvalued.
The current stock price of $91.08 is trading 9.7% above its estimated GF Value™ of $83.05.
GuruFocus considers Atlanticus Holdings to be Fairly Valued.
Key valuation signals for ATLC:
Buyback Yield %: 1.47 (26% below median its 10-year median of 1.99)
GF Value™: $83.05 vs. price of $91.08 (9.7% above fair value)
Industry Position: 162.5% above the Credit Services median (#47 of 113)
No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
68GF Score
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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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