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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
Atlanticus Holdings 14-Day RSI Related Terms
ATLC vs QFIN, ECPG, EZPW: 14-Day RSI Comparison
For the Credit Services subindustry, Atlanticus Holdings's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlanticus Holdings 14-Day RSI vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Atlanticus Holdings's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where Atlanticus Holdings's 14-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlanticus Holdings (ATLC) has a 14-Day RSI of 55.45 as of Jul. 19, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Atlanticus Holdings and its competitors. According to the industry distribution chart, Atlanticus Holdings ranks #394 out of 575 companies in the Credit Services industry, placing it in the top 68.5%.
Is Atlanticus Holdings' 14-Day RSI too high?
Atlanticus Holdings' current 14-Day RSI is 55.45. The Credit Services industry median 14-Day RSI is 50.38. Atlanticus Holdings' value of 55.45 is 10.1% above this industry median. Based on the distribution chart, Atlanticus Holdings ranks #394 out of 575 companies in the Credit Services industry, which is below the industry midpoint. Overall, Atlanticus Holdings has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' 14-Day RSI compare to QFIN and ECPG?
According to the Credit Services industry distribution chart, Atlanticus Holdings ranks #394 out of 575 companies for 14-Day RSI. This places Atlanticus Holdings in the lower half of its industry. The industry median 14-Day RSI is 50.38. Atlanticus Holdings' value of 55.45 is 10.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Credit Services company?
The median 14-Day RSI among Credit Services companies is 50.38, based on 575 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlanticus Holdings's current 14-Day RSI of 55.45 is 10.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Atlanticus Holdings and its competitors. For the Credit Services industry, the median 14-Day RSI is 50.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlanticus Holdings's current 14-Day RSI is 55.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Significantly Undervalued. The stock's GF Value™ is $212.64, compared to a current price of $100.46 — trading 52.8% below its estimated fair value. The current 14-Day RSI is 55.45 and 10.1% above the Credit Services industry median of 50.38. Atlanticus Holdings' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current 14-Day RSI is 55.45 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlanticus Holdings (ATLC) Overvalued in 2026?
Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be undervalued.
The current stock price of $100.46 is trading 52.8% below its estimated GF Value™ of $212.64.
GuruFocus considers Atlanticus Holdings to be Significantly Undervalued.
Key valuation signals for ATLC:
14-Day RSI: 55.45
GF Value™: $212.64 vs. price of $100.46 (52.8% below fair value)
Industry Position: 10.1% above the Credit Services median (#394 of 575)
No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
62GF Score
Get the complete analysis for ATLC
14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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