ATLC (Atlanticus Holdings) Debt-to-EBITDA

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATLC Atlanticus Holdings Corp ATLC
62 GF Score
Price $100.46
GF Value $211.32
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Atlanticus Holdings Debt-to-EBITDA?

Debt-to-EBITDA does not apply to banks.

ATLC
62GF Score
Atlanticus Holdings Corp ATLC
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Atlanticus Holdings (ATLC) Overvalued in 2026?

Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be undervalued. The current stock price of $100.46 is trading 52.5% below its estimated GF Value™ of $211.32. GuruFocus considers Atlanticus Holdings to be Significantly Undervalued.

Key valuation signals for ATLC:

  • Debt-to-EBITDA:
  • GF Value™: $211.32 vs. price of $100.46 (52.5% below fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlanticus Holdings Business Description

Address Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
62GF Score

Get the complete analysis for ATLC

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$100.46
Price
$211.32
GF Value