ATLC (Atlanticus Holdings) Cyclically Adjusted Revenue per Share: $18.69 (As of Jun. 2026)

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ATLC Atlanticus Holdings Corp ATLC
68 GF Score
Price $91.08
GF Value $83.05
Valuation Fairly Valued
! 3 Warning Signs
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What is Atlanticus Holdings Cyclically Adjusted Revenue per Share?

Atlanticus Holdings ATLC -2.10% 68 Cyclically Adjusted Revenue per Share is $18.69 as of Jun. 2026. GuruFocus rates ATLC with a GF Score™ of 68/100 and a GF Value™ of $83.05 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Atlanticus Holdings's adjusted revenue per share for the three months ended in Jun. 2026 was $8.699. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $18.69 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Atlanticus Holdings's average Cyclically Adjusted Revenue Growth Rate was 17.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 10.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Atlanticus Holdings was 24.80% per year. The lowest was -23.80% per year. And the median was 1.70% per year.

As of today (2026-08-29), Atlanticus Holdings's current stock price is $91.08. Atlanticus Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $18.69. Atlanticus Holdings's Cyclically Adjusted PS Ratio of today is 4.87.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Atlanticus Holdings was 7.44. The lowest was 0.26. And the median was 2.13.


Atlanticus Holdings  (NAS:ATLC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Atlanticus Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=91.08/18.69
=4.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Atlanticus Holdings was 7.44. The lowest was 0.26. And the median was 2.13.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Atlanticus Holdings Cyclically Adjusted Revenue per Share Related Terms


Atlanticus Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Atlanticus Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlanticus Holdings Cyclically Adjusted Revenue per Share Chart

Atlanticus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.72 13.17 14.02 15.03 16.83

Atlanticus Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.94 16.39 16.83 17.78 18.69

ATLC vs QFIN, JCAP, LU: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Atlanticus Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlanticus Holdings Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Atlanticus Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Atlanticus Holdings's Cyclically Adjusted PS Ratio falls into.


ATLC
68GF Score
Atlanticus Holdings Corp ATLC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Atlanticus Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlanticus Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=8.699/333.9520*333.9520
=8.699

Current CPI (Jun. 2026) = 333.9520.

Atlanticus Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.921 241.428 1.274
201612 0.893 241.432 1.235
201703 1.217 243.801 1.667
201706 1.269 244.955 1.730
201709 1.368 246.819 1.851
201712 1.362 246.524 1.845
201803 1.854 249.554 2.481
201806 1.975 251.989 2.617
201809 2.418 252.439 3.199
201812 4.878 251.233 6.484
201903 3.859 254.202 5.070
201906 5.050 256.143 6.584
201909 6.104 256.759 7.939
201912 8.105 256.974 10.533
202003 4.934 258.115 6.384
202006 4.041 257.797 5.235
202009 4.130 260.280 5.299
202012 3.855 260.474 4.942
202103 4.183 264.877 5.274
202106 4.344 271.696 5.339
202109 5.449 274.310 6.634
202112 5.162 278.802 6.183
202203 4.241 287.504 4.926
202206 4.135 296.311 4.660
202209 3.575 296.808 4.022
202212 3.111 296.797 3.500
202303 3.301 301.836 3.652
202306 3.427 305.109 3.751
202309 3.326 307.789 3.609
202312 3.524 306.746 3.837
202403 3.720 312.332 3.978
202406 3.410 314.175 3.625
202409 4.094 315.301 4.336
202412 4.698 315.605 4.971
202503 4.542 319.799 4.743
202506 4.671 322.561 4.836
202509 5.384 324.800 5.536
202512 6.403 324.054 6.599
202603 7.704 330.213 7.791
202606 8.699 333.952 8.699

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $18.69 mean?
Atlanticus Holdings (ATLC) has a Cyclically Adjusted Revenue per Share of $18.69 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Atlanticus Holdings and its competitors.
Is Atlanticus Holdings' Cyclically Adjusted Revenue per Share too high?
Atlanticus Holdings' current Cyclically Adjusted Revenue per Share is $18.69. Overall, Atlanticus Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' Cyclically Adjusted Revenue per Share compare to QFIN and JCAP?
Atlanticus Holdings' Cyclically Adjusted Revenue per Share of $18.69 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Atlanticus Holdings and its competitors. Atlanticus Holdings's current Cyclically Adjusted Revenue per Share is $18.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Fairly Valued. The stock's GF Value™ is $83.05, compared to a current price of $91.08 — trading 9.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $18.69. Atlanticus Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current Cyclically Adjusted Revenue per Share is $18.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlanticus Holdings (ATLC) Overvalued in 2026?

Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be overvalued. The current stock price of $91.08 is trading 9.7% above its estimated GF Value™ of $83.05. GuruFocus considers Atlanticus Holdings to be Fairly Valued.

Key valuation signals for ATLC:

  • Cyclically Adjusted Revenue per Share: $18.69
  • GF Value™: $83.05 vs. price of $91.08 (9.7% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlanticus Holdings Business Description

Address Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
68GF Score

Get the complete analysis for ATLC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.08
Price
$83.05
GF Value