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ATLC (Atlanticus Holdings) PS Ratio : 4.09 (As of Dec. 15, 2024)


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What is Atlanticus Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Atlanticus Holdings's share price is $60.39. Atlanticus Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $14.75. Hence, Atlanticus Holdings's PS Ratio for today is 4.09.

Warning Sign:

Atlanticus Holdings Corp stock PS Ratio (=4.09) is close to 3-year high of 4.29

The historical rank and industry rank for Atlanticus Holdings's PS Ratio or its related term are showing as below:

ATLC' s PS Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.63   Max: 4.79
Current: 4.09

During the past 13 years, Atlanticus Holdings's highest PS Ratio was 4.79. The lowest was 0.24. And the median was 0.63.

ATLC's PS Ratio is ranked worse than
57.58% of 521 companies
in the Credit Services industry
Industry Median: 3.19 vs ATLC: 4.09

Atlanticus Holdings's Revenue per Sharefor the three months ended in Sep. 2024 was $4.09. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $14.75.

Warning Sign:

Atlanticus Holdings Corp revenue per share has been in decline over the past 3 years.

During the past 12 months, the average Revenue per Share Growth Rate of Atlanticus Holdings was 12.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was -7.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was -0.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 13.70% per year.

During the past 13 years, Atlanticus Holdings's highest 3-Year average Revenue per Share Growth Rate was 76.30% per year. The lowest was -24.60% per year. And the median was 6.50% per year.

Back to Basics: PS Ratio


Atlanticus Holdings PS Ratio Historical Data

The historical data trend for Atlanticus Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlanticus Holdings PS Ratio Chart

Atlanticus Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 1.46 3.73 1.74 2.85

Atlanticus Holdings Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.30 2.85 2.11 2.02 2.38

Competitive Comparison of Atlanticus Holdings's PS Ratio

For the Credit Services subindustry, Atlanticus Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlanticus Holdings's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Atlanticus Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Atlanticus Holdings's PS Ratio falls into.



Atlanticus Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Atlanticus Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=60.39/14.748
=4.09

Atlanticus Holdings's Share Price of today is $60.39.
Atlanticus Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $14.75.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Atlanticus Holdings  (NAS:ATLC) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Atlanticus Holdings PS Ratio Related Terms

Thank you for viewing the detailed overview of Atlanticus Holdings's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlanticus Holdings Business Description

Traded in Other Exchanges
N/A
Address
Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.
Executives
Mitchell Saunders officer: Chief Accounting Officer FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Denise M Harrod director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Deal W Hudson director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Hanna Frank J Iii director, 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
James Dennis H Jr director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
David G Hanna director, 10 percent owner, officer: CEO & Chairman of the Board FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
William Mccamey officer: CFO and Treasurer FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Thomas G Rosencrants director C/O ATLANTICUS HOLDINGS CORPORATION, FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Mack F Mattingly director C/O ATLANTICUS HOLDINGS CORPORATION, FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Jeffrey A. Howard director, officer: President FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Joann G Jones director FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Kimberly M Hanna 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Sally R Hanna 10 percent owner FIVE CONCOURSE PARKWAY, SUITE 300, ATLANTA GA 30328
Richard W Gilbert officer: Chief Operating Officer C/O ATLANTICUS HOLDINGS CORP, FIVE CONCOURSE PARKWAY, SUITE 300 GA 30328
Jpmorgan Chase & Co 10 percent owner 383 MADISON AVENUE, NEW YORK NY 10017