ATLC (Atlanticus Holdings) Shareholder Yield % : -201.81% (As of Mar. 2026)

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ATLC Atlanticus Holdings Corp ATLC
62 GF Score
Price $100.46
GF Value $211.32
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Atlanticus Holdings Shareholder Yield %?

Atlanticus Holdings ATLC -2.49% 62 Shareholder Yield % is -201.81% as of Mar. 2026. GuruFocus rates ATLC with a GF Score™ of 62/100 and a GF Value™ of $211.32 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 493 Credit Services companies, Atlanticus Holdings ranks worse than 96.55% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Atlanticus Holdings's Shareholder Yield % was -201.81%.


Atlanticus Holdings  (NAS:ATLC) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Atlanticus Holdings Shareholder Yield % Related Terms


Atlanticus Holdings Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Atlanticus Holdings's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlanticus Holdings Shareholder Yield % Chart

Atlanticus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -22.45 -124.79 -43.60 -36.67 -217.16

Atlanticus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -37.22 -47.67 -143.45 -217.16 -387.21

ATLC vs QFIN, ECPG, EZPW: Shareholder Yield % Comparison

For the Credit Services subindustry, Atlanticus Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlanticus Holdings Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Atlanticus Holdings's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Atlanticus Holdings's Shareholder Yield % falls into.


ATLC
62GF Score
Atlanticus Holdings Corp ATLC
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlanticus Holdings Shareholder Yield % Calculation

Atlanticus Holdings's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+2.80 %+-390.01 %
=-387.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -201.81% mean?
Atlanticus Holdings (ATLC) has a Shareholder Yield % of -201.81% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Atlanticus Holdings and its competitors. According to the industry distribution chart, Atlanticus Holdings ranks #476 out of 493 companies in the Credit Services industry, placing it in the top 96.6%.
Is Atlanticus Holdings' Shareholder Yield % too high?
Atlanticus Holdings' current Shareholder Yield % is -201.81%. Based on the distribution chart, Atlanticus Holdings ranks #476 out of 493 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Atlanticus Holdings has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' Shareholder Yield % compare to QFIN and ECPG?
According to the Credit Services industry distribution chart, Atlanticus Holdings ranks #476 out of 493 companies for Shareholder Yield %. This places Atlanticus Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Atlanticus Holdings and its competitors. Atlanticus Holdings's current Shareholder Yield % is -201.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Significantly Undervalued. The stock's GF Value™ is $211.32, compared to a current price of $100.46 — trading 52.5% below its estimated fair value. The current Shareholder Yield % is -201.81%. Atlanticus Holdings' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current Shareholder Yield % is -201.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlanticus Holdings (ATLC) Overvalued in 2026?

Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be undervalued. The current stock price of $100.46 is trading 52.5% below its estimated GF Value™ of $211.32. GuruFocus considers Atlanticus Holdings to be Significantly Undervalued.

Key valuation signals for ATLC:

  • Shareholder Yield %: -201.81%
  • GF Value™: $211.32 vs. price of $100.46 (52.5% below fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atlanticus Holdings Business Description

Address Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
62GF Score

Get the complete analysis for ATLC

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$100.46
Price
$211.32
GF Value