ATLC (Atlanticus Holdings) Tariff Resilience Score: 8/10 (As of Aug. 29, 2026)

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ATLC Atlanticus Holdings Corp ATLC
68 GF Score
Price $91.08
GF Value $83.05
Valuation Fairly Valued
! 3 Warning Signs
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What is Atlanticus Holdings Tariff Resilience Score?

Atlanticus Holdings ATLC -2.10% 68 Tariff Resilience Score is 8 as of Aug. 29, 2026. GuruFocus rates ATLC with a GF Score™ of 68/100 and a GF Value™ of $83.05 (Fairly Valued). The stock has 3 warning signs investors should review. Among 569 Credit Services companies, Atlanticus Holdings ranks better than 95.61% on this metric.

Atlanticus Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Atlanticus Holdings has Atlanticus Holdings, a financial services firm, has limited direct tariff exposure. Its operations are primarily domestic, and while global economic shifts can indirectly affect it, the company maintains strong resilience against tariff impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Atlanticus Holdings might have Highly Resilient.

Atlanticus Holdings  (NAS:ATLC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Atlanticus Holdings Tariff Resilience Score Related Terms

ATLC vs QFIN, JCAP, LU: Tariff Resilience Score Comparison

For the Credit Services subindustry, Atlanticus Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atlanticus Holdings Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Atlanticus Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Atlanticus Holdings's Tariff Resilience Score falls into.


ATLC
68GF Score
Atlanticus Holdings Corp ATLC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Atlanticus Holdings (ATLC) has a Tariff Resilience Score of 8 as of Aug. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Atlanticus Holdings ranks #25 out of 569 companies in the Credit Services industry, placing it in the top 4.4%.
Is Atlanticus Holdings' Tariff Resilience Score too high?
Atlanticus Holdings' current Tariff Resilience Score is 8. Based on the distribution chart, Atlanticus Holdings ranks #25 out of 569 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Atlanticus Holdings has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' Tariff Resilience Score compare to QFIN and JCAP?
According to the Credit Services industry distribution chart, Atlanticus Holdings ranks #25 out of 569 companies for Tariff Resilience Score. This places Atlanticus Holdings in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Atlanticus Holdings's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Fairly Valued. The stock's GF Value™ is $83.05, compared to a current price of $91.08 — trading 9.7% above its estimated fair value. The current Tariff Resilience Score is 8. Atlanticus Holdings' overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current Tariff Resilience Score is 8 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlanticus Holdings (ATLC) Overvalued in 2026?

Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be overvalued. The current stock price of $91.08 is trading 9.7% above its estimated GF Value™ of $83.05. GuruFocus considers Atlanticus Holdings to be Fairly Valued.

Key valuation signals for ATLC:

  • Tariff Resilience Score: 8
  • GF Value™: $83.05 vs. price of $91.08 (9.7% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlanticus Holdings Business Description

Address Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
68GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.08
Price
$83.05
GF Value