ATLC (Atlanticus Holdings) YoY EPS Growth: 65.56% (As of Jun. 2026)

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ATLC Atlanticus Holdings Corp ATLC
62 GF Score
Price $91.08
GF Value $83.05
Valuation Fairly Valued
! 3 Warning Signs
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What is Atlanticus Holdings YoY EPS Growth?

Atlanticus Holdings ATLC -2.10% 62 YoY EPS Growth is 65.56% as of Jun. 2026. GuruFocus rates ATLC with a GF Score™ of 62/100 and a GF Value™ of $83.05 (Fairly Valued). The stock has 3 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Atlanticus Holdings's YoY EPS Growth for the quarter that ended in Jun. 2026 was 65.56%.

Atlanticus Holdings's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $2.50.

Atlanticus Holdings YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Atlanticus Holdings's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlanticus Holdings YoY EPS Growth Chart

Atlanticus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 91.39 -22.88 -27.27 12.50 24.95

Atlanticus Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.53 -4.72 23.24 49.66 65.56
ATLC
62GF Score
Atlanticus Holdings Corp ATLC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Atlanticus Holdings YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Atlanticus Holdings's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(5.96-4.77)/ | 4.77 |
=24.95 %

Atlanticus Holdings's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(2.5-1.51)/ | 1.51 |
=65.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 65.56% mean?
Atlanticus Holdings (ATLC) has a YoY EPS Growth of 65.56% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Atlanticus Holdings and its competitors.
Is Atlanticus Holdings' YoY EPS Growth too high?
Atlanticus Holdings' current YoY EPS Growth is 65.56%. Overall, Atlanticus Holdings has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' YoY EPS Growth compare to QFIN and JCAP?
Atlanticus Holdings' YoY EPS Growth of 65.56% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Atlanticus Holdings and its competitors. Atlanticus Holdings's current YoY EPS Growth is 65.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Fairly Valued. The stock's GF Value™ is $83.05, compared to a current price of $91.08 — trading 9.7% above its estimated fair value. The current YoY EPS Growth is 65.56%. Atlanticus Holdings' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current YoY EPS Growth is 65.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atlanticus Holdings (ATLC) Overvalued in 2026?

Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be overvalued. The current stock price of $91.08 is trading 9.7% above its estimated GF Value™ of $83.05. GuruFocus considers Atlanticus Holdings to be Fairly Valued.

Key valuation signals for ATLC:

  • YoY EPS Growth: 65.56%
  • GF Value™: $83.05 vs. price of $91.08 (9.7% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Atlanticus Holdings Business Description

Address Five Concourse Parkway, Suite 300, Atlanta, GA, USA, 30328
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
62GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$91.08
Price
$83.05
GF Value