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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-29), Atlanticus Holdings's 12-1 Month Momentum % is 56.85%.
The industry rank for Atlanticus Holdings's 12-1 Month Momentum % or its related term are showing as below:
ATLC's 12-1 Month Momentum % is ranked better than 89.24% of 567
companies
in the Credit Services industry
Industry Median: -5
vs ATLC: 56.85
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Atlanticus Holdings 12-1 Month Momentum % Related Terms
ATLC vs QFIN, JCAP, LU: 12-1 Month Momentum % Comparison
For the Credit Services subindustry, Atlanticus Holdings's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlanticus Holdings 12-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Atlanticus Holdings's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Atlanticus Holdings's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlanticus Holdings (ATLC) has a 12-1 Month Momentum % of 56.85% as of Aug. 29, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Atlanticus Holdings and its competitors. According to the industry distribution chart, Atlanticus Holdings ranks #61 out of 567 companies in the Credit Services industry, placing it in the top 10.8%.
Is Atlanticus Holdings' 12-1 Month Momentum % too high?
Atlanticus Holdings' current 12-1 Month Momentum % is 56.85%. Based on the distribution chart, Atlanticus Holdings ranks #61 out of 567 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Atlanticus Holdings has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Atlanticus Holdings' 12-1 Month Momentum % compare to QFIN and JCAP?
According to the Credit Services industry distribution chart, Atlanticus Holdings ranks #61 out of 567 companies for 12-1 Month Momentum %. This places Atlanticus Holdings in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Credit Services company?
A good 12-1 Month Momentum % depends on the Credit Services industry context. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Atlanticus Holdings and its competitors. Atlanticus Holdings's current 12-1 Month Momentum % is 56.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlanticus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Atlanticus Holdings (ATLC) is currently considered Fairly Valued. The stock's GF Value™ is $83.05, compared to a current price of $91.08 — trading 9.7% above its estimated fair value. The current 12-1 Month Momentum % is 56.85%. Atlanticus Holdings' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Atlanticus Holdings (ATLC), the current 12-1 Month Momentum % is 56.85% as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlanticus Holdings (ATLC) Overvalued in 2026?
Based on GuruFocus' analysis, Atlanticus Holdings stock appears to be overvalued.
The current stock price of $91.08 is trading 9.7% above its estimated GF Value™ of $83.05.
GuruFocus considers Atlanticus Holdings to be Fairly Valued.
Key valuation signals for ATLC:
12-1 Month Momentum %: 56.85%
GF Value™: $83.05 vs. price of $91.08 (9.7% above fair value)
No single metric tells the full story. See the ATLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlanticus Holdings Corp is a financial technology company powering more inclusive financial solutions for Everyday Americans. It provides technology and other support services to lenders who offer an array of financial products and services to consumers. The company's products and services are reported through two reportable segments. Credit as a Service (CaaS) offers products including private label credit cards using the Fortiva and Curae brand names as well as merchant-associated brands and Auto Finance provides purchase and/or service loans secured by automobiles from or for, and also provides floor-plan financing for, a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here used car business.
62GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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