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Credit AcceptanceFRA:2D5 -1.85%73 Buyback Yield % is 11.48 as of Jul. 16, 2026, which is 161% above its 10-year median of 4.40. GuruFocus rates FRA:2D5 with a GF Score™ of 73/100 and a GF Value™ of €523.89. The stock has 11 warning signs investors should review. Among 175 Credit Services companies, Credit Acceptance ranks better than 94.29% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for Credit Acceptance's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2D5 vs OMF, ENVA, SEZL: Buyback Yield % Comparison
For the Credit Services subindustry, Credit Acceptance's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Acceptance Buyback Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Acceptance's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Credit Acceptance's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Acceptance (FRA:2D5) has a Buyback Yield % of 11.48 as of Jul. 16, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Credit Acceptance and its competitors. This is 161% above median its historical median of 4.40. Over the past decade, Credit Acceptance's Buyback Yield % has ranged from 0.02 to 28.24. According to the industry distribution chart, Credit Acceptance ranks #10 out of 175 companies in the Credit Services industry, placing it in the top 5.7%.
Is Credit Acceptance's Buyback Yield % too high?
Credit Acceptance's current Buyback Yield % of 11.48 is 161% above median its 10-year median of 4.40. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 28.24. Based on the distribution chart, Credit Acceptance ranks #10 out of 175 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Buyback Yield % compare to OMF and ENVA?
According to the Credit Services industry distribution chart, Credit Acceptance ranks #10 out of 175 companies for Buyback Yield %. This places Credit Acceptance in the top 6% of its industry — outperforming the majority of peers. Historically, Credit Acceptance's own Buyback Yield % has ranged from 0.02 to 28.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Buyback Yield % is 11.48, which is 161% above median its own 10-year median of 4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (FRA:2D5) has a current Buyback Yield % of 11.48. The stock's GF Value™ is €523.89, compared to a current price of €530.00 — trading 1.2% above its estimated fair value. The current Buyback Yield % is 11.48, which is 161% above median its 10-year median of 4.40. Credit Acceptance's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Credit Acceptance (FRA:2D5), the current Buyback Yield % is 11.48 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Acceptance (FRA:2D5) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued.
The current stock price of €530.00 is trading 1.2% above its estimated GF Value™ of €523.89.
Key valuation signals for FRA:2D5:
Buyback Yield %: 11.48 (161% above median its 10-year median of 4.40)
GF Value™: €523.89 vs. price of €530.00 (1.2% above fair value)
No single metric tells the full story. See the FRA:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score
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