Credit Acceptance (FRA:2D5) Stock Based Compensation: €42 Mil (TTM As of Mar. 2026)

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FRA:2D5 Credit Acceptance Corp FRA:2D5
73 GF Score
Price €535.00
GF Value €527.63
! 11 Warning Signs
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What is Credit Acceptance Stock Based Compensation?

Credit Acceptance FRA:2D5 -2.73% 73 Stock Based Compensation is €42 Mil as of Mar. 2026. GuruFocus rates FRA:2D5 with a GF Score™ of 73/100 and a GF Value™ of €527.63. The stock has 11 warning signs investors should review.

Credit Acceptance's Stock Based Compensation for the three months ended in Mar. 2026 was €10 Mil. Its Stock Based Compensation for the trailing twelve months (TTM) ended in Mar. 2026 was €42 Mil.

Credit Acceptance Stock Based Compensation Related Terms

Credit Acceptance Stock Based Compensation Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Stock Based Compensation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Stock Based Compensation Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Stock Based Compensation
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.95 34.46 35.86 42.98 43.30

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Stock Based Compensation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.93 11.01 10.31 11.10 9.77
FRA:2D5
73GF Score
Credit Acceptance Corp FRA:2D5
Stock Based Compensation is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Stock Based Compensation Calculation

Stock Based Compensation is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.

Stock Based Compensation for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €42 Mil.

What does a Stock Based Compensation of €42 Mil mean?
Credit Acceptance (FRA:2D5) has a Stock Based Compensation of €42 Mil as of Mar. 2026. Stock based compensation is the amount of company stock issued as employee benefits. View historical data for Credit Acceptance and its competitors.
Is Credit Acceptance's Stock Based Compensation too high?
Credit Acceptance's current Stock Based Compensation is €42 Mil. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Stock Based Compensation compare to OMF and ENVA?
Credit Acceptance's Stock Based Compensation of €42 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Stock Based Compensation for a Credit Services company?
A good Stock Based Compensation depends on the Credit Services industry context. However, Stock Based Compensation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Stock Based Compensation mean?
A high Stock Based Compensation can signal that a stock is expensive relative to its fundamentals. Stock based compensation is the amount of company stock issued as employee benefits. View historical data for Credit Acceptance and its competitors. Credit Acceptance's current Stock Based Compensation is €42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (FRA:2D5) has a current Stock Based Compensation of €42 Mil. The stock's GF Value™ is €527.63, compared to a current price of €535.00 — trading 1.4% above its estimated fair value. The current Stock Based Compensation is €42 Mil. Credit Acceptance's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Stock Based Compensation calculated?
Stock Based Compensation is calculated from a company's financial statements. For Credit Acceptance (FRA:2D5), the current Stock Based Compensation is €42 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (FRA:2D5) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued. The current stock price of €535.00 is trading 1.4% above its estimated GF Value™ of €527.63.

Key valuation signals for FRA:2D5:

  • Stock Based Compensation: €42 Mil
  • GF Value™: €527.63 vs. price of €535.00 (1.4% above fair value)
  • GF Score™: 73/100 with 11 warning signs

No single metric tells the full story. See the FRA:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges CACC:USA2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for FRA:2D5

Stock Based Compensation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€535.00
Price
€527.63
GF Value