Credit Acceptance (FRA:2D5) Cyclically Adjusted Revenue per Share: €112.74 (As of Mar. 2026)

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FRA:2D5 Credit Acceptance Corp FRA:2D5
73 GF Score
Price €525.00
GF Value €538.42
! 11 Warning Signs
View Full Analysis

What is Credit Acceptance Cyclically Adjusted Revenue per Share?

Credit Acceptance FRA:2D5 -1.87% 73 Cyclically Adjusted Revenue per Share is €112.74 as of Mar. 2026. GuruFocus rates FRA:2D5 with a GF Score™ of 73/100 and a GF Value™ of €538.42. The stock has 11 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Credit Acceptance's adjusted revenue per share for the three months ended in Mar. 2026 was €45.390. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €112.74 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Credit Acceptance's average Cyclically Adjusted Revenue Growth Rate was 16.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 16.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 19.30% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 20.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Credit Acceptance was 22.90% per year. The lowest was 11.80% per year. And the median was 20.50% per year.

As of today (2026-07-24), Credit Acceptance's current stock price is €525.00. Credit Acceptance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €112.74. Credit Acceptance's Cyclically Adjusted PS Ratio of today is 4.66.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Acceptance was 13.79. The lowest was 3.18. And the median was 7.60.


Credit Acceptance  (FRA:2D5) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credit Acceptance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=525.00/112.74
=4.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credit Acceptance was 13.79. The lowest was 3.18. And the median was 7.60.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Credit Acceptance Cyclically Adjusted Revenue per Share Related Terms


Credit Acceptance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Cyclically Adjusted Revenue per Share Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.58 72.70 82.01 101.42 107.10

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 101.58 97.06 98.02 107.10 112.74

FRA:2D5 vs OMF, ENVA, SEZL: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Credit Acceptance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Cyclically Adjusted PS Ratio falls into.


FRA:2D5
73GF Score
Credit Acceptance Corp FRA:2D5
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Acceptance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credit Acceptance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=45.39/330.2130*330.2130
=45.390

Current CPI (Mar. 2026) = 330.2130.

Credit Acceptance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 9.872 241.018 13.525
201609 10.254 241.428 14.025
201612 13.523 241.432 18.496
201703 12.408 243.801 16.806
201706 12.597 244.955 16.981
201709 12.238 246.819 16.373
201712 12.339 246.524 16.528
201803 12.281 249.554 16.250
201806 13.804 251.989 18.089
201809 14.527 252.439 19.003
201812 15.205 251.233 19.985
201903 16.346 254.202 21.234
201906 17.191 256.143 22.162
201909 18.044 256.759 23.206
201912 18.171 256.974 23.350
202003 19.270 258.115 24.653
202006 20.181 257.797 25.850
202009 20.257 260.280 25.700
202012 20.592 260.474 26.105
202103 22.131 264.877 27.590
202106 23.293 271.696 28.310
202109 25.222 274.310 30.362
202112 27.615 278.802 32.707
202203 28.832 287.504 33.115
202206 31.897 296.311 35.546
202209 34.599 296.808 38.493
202212 32.312 296.797 35.950
202303 32.079 301.836 35.095
202306 33.298 305.109 36.038
202309 33.973 307.789 36.448
202312 34.677 306.746 37.330
202403 36.496 312.332 38.585
202406 40.187 314.175 42.238
202409 39.451 315.301 41.317
202412 42.969 315.605 44.958
202503 42.359 319.799 43.738
202506 42.393 322.561 43.399
202509 42.804 324.800 43.517
202512 44.175 324.054 45.015
202603 45.390 330.213 45.390

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €112.74 mean?
Credit Acceptance (FRA:2D5) has a Cyclically Adjusted Revenue per Share of €112.74 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Cyclically Adjusted Revenue per Share too high?
Credit Acceptance's current Cyclically Adjusted Revenue per Share is €112.74. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Cyclically Adjusted Revenue per Share compare to OMF and ENVA?
Credit Acceptance's Cyclically Adjusted Revenue per Share of €112.74 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Cyclically Adjusted Revenue per Share is €112.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (FRA:2D5) has a current Cyclically Adjusted Revenue per Share of €112.74. The stock's GF Value™ is €538.42, compared to a current price of €525.00 — trading 2.5% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €112.74. Credit Acceptance's overall GF Score™ is 73/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Credit Acceptance (FRA:2D5), the current Cyclically Adjusted Revenue per Share is €112.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (FRA:2D5) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of €525.00 is trading 2.5% below its estimated GF Value™ of €538.42.

Key valuation signals for FRA:2D5:

  • Cyclically Adjusted Revenue per Share: €112.74
  • GF Value™: €538.42 vs. price of €525.00 (2.5% below fair value)
  • GF Score™: 73/100 with 11 warning signs

No single metric tells the full story. See the FRA:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Acceptance Business Description

Other Exchanges CACC:USA2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for FRA:2D5

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€525.00
Price
€538.42
GF Value