Credit Acceptance (FRA:2D5) Institutional Ownership: 32.65% (As of Aug. 02, 2026)

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FRA:2D5 Credit Acceptance Corp FRA:2D5
73 GF Score
Price €474.00
GF Value €509.30
! 7 Warning Signs
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What is Credit Acceptance Institutional Ownership?

Credit Acceptance FRA:2D5 -0.84% 73 Institutional Ownership is 32.65% as of Aug. 02, 2026. GuruFocus rates FRA:2D5 with a GF Score™ of 73/100 and a GF Value™ of €509.30. The stock has 7 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Credit Acceptance's institutional ownership is 32.65%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Credit Acceptance's Insider Ownership is 0.00%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Credit Acceptance's Float Percentage Of Total Shares Outstanding is 33.52%.

Credit Acceptance Institutional Ownership Historical Data

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The historical data trend for Credit Acceptance's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Institutional Ownership Chart

Credit Acceptance Historical Data

The historical data trend for Credit Acceptance can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 23.12 24.26 25.81 25.67 26.19 27.35 26.79 26.80 26.94 32.65
FRA:2D5
73GF Score
Credit Acceptance Corp FRA:2D5
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 32.65% mean?
Credit Acceptance (FRA:2D5) has a Institutional Ownership of 32.65% as of Aug. 02, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Institutional Ownership too high?
Credit Acceptance's current Institutional Ownership is 32.65%. Overall, Credit Acceptance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Institutional Ownership compare to ENVA and KLAR?
Credit Acceptance's Institutional Ownership of 32.65% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Institutional Ownership is 32.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (FRA:2D5) has a current Institutional Ownership of 32.65%. The stock's GF Value™ is €509.30, compared to a current price of €474.00 — trading 6.9% below its estimated fair value. The current Institutional Ownership is 32.65%. Credit Acceptance's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Credit Acceptance (FRA:2D5), the current Institutional Ownership is 32.65% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (FRA:2D5) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be undervalued. The current stock price of €474.00 is trading 6.9% below its estimated GF Value™ of €509.30.

Key valuation signals for FRA:2D5:

  • Institutional Ownership: 32.65%
  • GF Value™: €509.30 vs. price of €474.00 (6.9% below fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Acceptance Business Description

Other Exchanges CACC:USA2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
73GF Score

Get the complete analysis for FRA:2D5

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€474.00
Price
€509.30
GF Value