Credit Acceptance (FRA:2D5) Total Payout Yield %: 11.49 (As of Jul. 21, 2026)

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FRA:2D5 Credit Acceptance Corp FRA:2D5
72 GF Score
Price €550.00
GF Value €544.71
! 11 Warning Signs
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What is Credit Acceptance Total Payout Yield %?

Credit Acceptance FRA:2D5 72 Total Payout Yield % is 11.49 as of Jul. 21, 2026. GuruFocus rates FRA:2D5 with a GF Score™ of 72/100 and a GF Value™ of €544.71. The stock has 11 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Credit Acceptance's current Total Payout Yield % is 11.49%.


Credit Acceptance Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Credit Acceptance Total Payout Yield % Related Terms


Credit Acceptance Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Credit Acceptance's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Acceptance Total Payout Yield % Chart

Credit Acceptance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.74 13.25 3.13 5.62 15.26

Credit Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.11 19.18 8.82 16.11 16.32

FRA:2D5 vs OMF, ENVA, SEZL: Total Payout Yield % Comparison

For the Credit Services subindustry, Credit Acceptance's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Acceptance Total Payout Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Acceptance's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Credit Acceptance's Total Payout Yield % falls into.


FRA:2D5
72GF Score
Credit Acceptance Corp FRA:2D5
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Acceptance Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Credit Acceptance's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (-619.492 + 0 + 0) / 4058.4
=15.26%

Credit Acceptance's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (-154.748 + 0 + 0) * 4 / 3793.972
=16.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 11.49 mean?
Credit Acceptance (FRA:2D5) has a Total Payout Yield % of 11.49 as of Jul. 21, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Credit Acceptance and its competitors.
Is Credit Acceptance's Total Payout Yield % too high?
Credit Acceptance's current Total Payout Yield % is 11.49. Overall, Credit Acceptance has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Credit Acceptance's Total Payout Yield % compare to OMF and ENVA?
Credit Acceptance's Total Payout Yield % of 11.49 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Credit Services company?
A good Total Payout Yield % depends on the Credit Services industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Credit Acceptance and its competitors. Credit Acceptance's current Total Payout Yield % is 11.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Acceptance stock overvalued right now?
Credit Acceptance (FRA:2D5) has a current Total Payout Yield % of 11.49. The stock's GF Value™ is €544.71, compared to a current price of €550.00 — trading 1% above its estimated fair value. The current Total Payout Yield % is 11.49. Credit Acceptance's overall GF Score™ is 72/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Credit Acceptance (FRA:2D5), the current Total Payout Yield % is 11.49 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Acceptance (FRA:2D5) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Acceptance stock appears to be overvalued. The current stock price of €550.00 is trading 1% above its estimated GF Value™ of €544.71.

Key valuation signals for FRA:2D5:

  • Total Payout Yield %: 11.49
  • GF Value™: €544.71 vs. price of €550.00 (1% above fair value)
  • GF Score™: 72/100 with 11 warning signs

No single metric tells the full story. See the FRA:2D5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Acceptance Business Description

Other Exchanges CACC:USA2D5:Germany
Address 25505 West Twelve Mile Road, Southfield, MI, USA, 48034-8339
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
72GF Score

Get the complete analysis for FRA:2D5

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€550.00
Price
€544.71
GF Value