Fusion Finance (NSE:FUSION) Cash Conversion Cycle: -8.46 (As of Mar. 2026)


NSE:FUSION Fusion Finance Ltd NSE:FUSION
68 GF Score
Price ₹216.21
GF Value ₹136.50
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Fusion Finance Cash Conversion Cycle?

Fusion Finance NSE:FUSION +6.03% 68 Cash Conversion Cycle is -8.46 as of Mar. 2026. GuruFocus rates NSE:FUSION with a GF Score™ of 68/100 and a GF Value™ of ₹136.50 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Fusion Finance's Days Sales Outstanding for the three months ended in Mar. 2026 was 1.81.
Fusion Finance's Days Inventory for the three months ended in Mar. 2026 was 0.
Fusion Finance's Days Payable for the three months ended in Mar. 2026 was 10.27.
Therefore, Fusion Finance's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was -8.46.


Fusion Finance  (NSE:FUSION) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Fusion Finance Cash Conversion Cycle Related Terms


Fusion Finance Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Fusion Finance's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fusion Finance Cash Conversion Cycle Chart

Fusion Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash Conversion Cycle
Get a 7-Day Free Trial -11.54 -19.25 -19.54 -10.38 -7.21

Fusion Finance Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.56 -4.91 -3.95 -4.11 -8.46

NSE:FUSION vs V, MA, AXP: Cash Conversion Cycle Comparison

For the Credit Services subindustry, Fusion Finance's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fusion Finance Cash Conversion Cycle vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fusion Finance's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Fusion Finance's Cash Conversion Cycle falls into.


NSE:FUSION
68GF Score
Fusion Finance Ltd NSE:FUSION
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Fusion Finance Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Fusion Finance's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=1.34+0-8.55
=-7.21

Fusion Finance's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=1.81+0-10.27
=-8.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of -8.46 mean?
Fusion Finance (NSE:FUSION) has a Cash Conversion Cycle of -8.46 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Fusion Finance and its competitors.
Is Fusion Finance's Cash Conversion Cycle too high?
Fusion Finance's current Cash Conversion Cycle is -8.46. Overall, Fusion Finance has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Cash Conversion Cycle compare to V and MA?
Fusion Finance's Cash Conversion Cycle of -8.46 can be compared against companies in the Credit Services industry. The industry median Cash Conversion Cycle is 1.48. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Credit Services company?
The median Cash Conversion Cycle among Credit Services companies is 1.48, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median Cash Conversion Cycle is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current Cash Conversion Cycle is -8.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹136.50, compared to a current price of ₹216.21 — trading 58.4% above its estimated fair value. The current Cash Conversion Cycle is -8.46. Fusion Finance's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Cash Conversion Cycle is -8.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fusion Finance (NSE:FUSION) Overvalued in 2026?

Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued. The current stock price of ₹216.21 is trading 58.4% above its estimated GF Value™ of ₹136.50. GuruFocus considers Fusion Finance to be Significantly Overvalued.

Key valuation signals for NSE:FUSION:

  • Cash Conversion Cycle: -8.46
  • GF Value™: ₹136.50 vs. price of ₹216.21 (58.4% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fusion Finance Business Description

Other Exchanges 543652:India
Address Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
68GF Score

Get the complete analysis for NSE:FUSION

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹216.21
Price
₹136.50
GF Value