Fusion FinanceNSE:FUSION -3.65%73 Current Ratio is 247.98 as of Mar. 2026, which is 11121% above its 10-year median of 2.21. GuruFocus rates NSE:FUSION with a GF Score™ of 73/100 and a GF Value™ of ₹140.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 394 Credit Services companies, Fusion Finance ranks better than 87.06% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Fusion Finance's current ratio for the quarter that ended in Mar. 2026 was 247.98.
Fusion Finance has a current ratio of 247.98. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Fusion Finance's Current Ratio or its related term are showing as below:
NSE:FUSION'
s Current Ratio Range Over the Past 10 Years
Min: 1.21 Med: 2.21 Max: 247.98
Current: 247.98
During the past 7 years, Fusion Finance's highest Current Ratio was 247.98. The lowest was 1.21. And the median was 2.21.
NSE:FUSION's Current Ratio is ranked better than 87.06% of 394
companies
in the Credit Services industry
Industry Median: 4.985
vs NSE:FUSION: 247.98
Fusion Finance (NSE:FUSION) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Fusion Finance Current Ratio Related Terms
Fusion Finance Current Ratio Historical Data
* Premium members only.
The historical data trend for Fusion Finance's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FUSION vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Fusion Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Fusion Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a Current Ratio of 247.98 as of Mar. 2026. This is 11121% above median its historical median of 2.21. Over the past decade, Fusion Finance's Current Ratio has ranged from 1.21 to 247.98. According to the industry distribution chart, Fusion Finance ranks #51 out of 394 companies in the Credit Services industry, placing it in the top 12.9%.
Is Fusion Finance's Current Ratio too high?
Fusion Finance's current Current Ratio of 247.98 is 11121% above median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 247.98. The Credit Services industry median Current Ratio is 4.99. Fusion Finance's value of 247.98 is 4874.5% above this industry median. Based on the distribution chart, Fusion Finance ranks #51 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Fusion Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #51 out of 394 companies for Current Ratio. This places Fusion Finance in the top 13% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.99. Fusion Finance's value of 247.98 is 4874.5% above this benchmark. Historically, Fusion Finance's own Current Ratio has ranged from 1.21 to 247.98 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 4.99, Fusion Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.99, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current Current Ratio of 247.98 is 4874.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current Current Ratio is 247.98, which is 11121% above median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹140.38, compared to a current price of ₹185.74 — trading 32.3% above its estimated fair value. The current Current Ratio is 247.98, which is 11121% above median its 10-year median of 2.21 and 4874.5% above the Credit Services industry median of 4.99. Fusion Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Current Ratio is 247.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹185.74 is trading 32.3% above its estimated GF Value™ of ₹140.38.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
Current Ratio: 247.98 (11121% above median its 10-year median of 2.21)
GF Value™: ₹140.38 vs. price of ₹185.74 (32.3% above fair value)
Industry Position: 4874.5% above the Credit Services median (#51 of 394)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
73GF Score
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