Fusion FinanceNSE:FUSION +6.54%73 EBITDA Margin % is 16.09% as of Mar. 2026, which is 0% below its 10-year median of 16.16. GuruFocus rates NSE:FUSION with a GF Score™ of 73/100 and a GF Value™ of ₹140.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 414 Credit Services companies, Fusion Finance ranks worse than 59.42% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Fusion Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹599 Mil. Fusion Finance's Revenue for the
three
months ended in Mar. 2026 was ₹3,721 Mil. Therefore, Fusion Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 16.09%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Fusion Finance EBITDA Margin % Related Terms
Fusion Finance EBITDA Margin % Historical Data
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The historical data trend for Fusion Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FUSION vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Fusion Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Fusion Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a EBITDA Margin % of 16.09% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fusion Finance and its competitors. This is near median its historical median of 16.16. Over the past decade, Fusion Finance's EBITDA Margin % has ranged from 2.90 to 32.73. According to the industry distribution chart, Fusion Finance ranks #246 out of 414 companies in the Credit Services industry, placing it in the top 59.4%.
Is Fusion Finance's EBITDA Margin % too high?
Fusion Finance's current EBITDA Margin % of 16.09% is near median its 10-year median of 16.16. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 32.73. The Credit Services industry median EBITDA Margin % is 20.91. Fusion Finance's value of 16.09% is 23.1% below this industry median. Based on the distribution chart, Fusion Finance ranks #246 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fusion Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #246 out of 414 companies for EBITDA Margin %. This places Fusion Finance in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Fusion Finance's value of 16.09% is 23.1% below this benchmark. Historically, Fusion Finance's own EBITDA Margin % has ranged from 2.90 to 32.73 over the past decade. While the company's 10-year median is 16.16 vs. the industry median of 20.91, Fusion Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current EBITDA Margin % of 16.09% is 23.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current EBITDA Margin % is 16.09%, which is near median its own 10-year median of 16.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹140.67, compared to a current price of ₹192.77 — trading 37% above its estimated fair value. The current EBITDA Margin % is 16.09%, which is near median its 10-year median of 16.16 and 23.1% below the Credit Services industry median of 20.91. Fusion Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current EBITDA Margin % is 16.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹192.77 is trading 37% above its estimated GF Value™ of ₹140.67.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
EBITDA Margin %: 16.09% (near median its 10-year median of 16.16)
GF Value™: ₹140.67 vs. price of ₹192.77 (37% above fair value)
Industry Position: 23.1% below the Credit Services median (#246 of 414)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
73GF Score
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