Fusion Finance (NSE:FUSION) ROCE %: 2.79% (As of Mar. 2026)


NSE:FUSION Fusion Finance Ltd NSE:FUSION
73 GF Score
Price ₹192.77
GF Value ₹140.67
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Fusion Finance ROCE %?

Fusion Finance NSE:FUSION +6.54% 73 ROCE % is 2.79% as of Mar. 2026. GuruFocus rates NSE:FUSION with a GF Score™ of 73/100 and a GF Value™ of ₹140.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Fusion Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 2.79%.

Fusion Finance  (NSE:FUSION) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Fusion Finance ROCE % Related Terms

Fusion Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Fusion Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fusion Finance ROCE % Chart

Fusion Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial 0.56 9.00 8.98 9.38 4.16

Fusion Finance Quarterly Data
Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.64 7.67 2.97 3.11 2.79
NSE:FUSION
73GF Score
Fusion Finance Ltd NSE:FUSION
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fusion Finance ROCE % Calculation

Fusion Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=2406.8/( ( (82926.7 - 49925.8) + (82948 - 323.4) )/ 2 )
=2406.8/( (33000.9+82624.6)/ 2 )
=2406.8/57812.75
=4.16 %

Fusion Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=2307.2/( ( (0 - 0) + (82948 - 323.4) )/ 1 )
=2307.2/( ( 0 + 82624.6 )/ 1 )
=2307.2/82624.6
=2.79 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 2.79% mean?
Fusion Finance (NSE:FUSION) has a ROCE % of 2.79% as of Mar. 2026.
Is Fusion Finance's ROCE % too high?
Fusion Finance's current ROCE % is 2.79%. The Credit Services industry median ROCE % is 3.39. Fusion Finance's value of 2.79% is 17.7% below this industry median. Overall, Fusion Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's ROCE % compare to V and MA?
Fusion Finance's ROCE % of 2.79% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.39. Fusion Finance's value of 2.79% is 17.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.39, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current ROCE % of 2.79% is 17.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current ROCE % is 2.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹140.67, compared to a current price of ₹192.77 — trading 37% above its estimated fair value. The current ROCE % is 2.79% and 17.7% below the Credit Services industry median of 3.39. Fusion Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current ROCE % is 2.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fusion Finance (NSE:FUSION) Overvalued in 2026?

Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued. The current stock price of ₹192.77 is trading 37% above its estimated GF Value™ of ₹140.67. GuruFocus considers Fusion Finance to be Significantly Overvalued.

Key valuation signals for NSE:FUSION:

  • ROCE %: 2.79%
  • GF Value™: ₹140.67 vs. price of ₹192.77 (37% above fair value)
  • GF Score™: 73/100 with 6 warning signs
  • Industry Position: 17.7% below the Credit Services median

No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fusion Finance Business Description

Other Exchanges 543652:India
Address Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
73GF Score

Get the complete analysis for NSE:FUSION

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹192.77
Price
₹140.67
GF Value