Fusion FinanceNSE:FUSION +6.54%73 Net Margin % is 30.69% as of Mar. 2026, which is 463% above its 10-year median of 5.45. GuruFocus rates NSE:FUSION with a GF Score™ of 73/100 and a GF Value™ of ₹140.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 534 Credit Services companies, Fusion Finance ranks worse than 77.53% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Fusion Finance's Net Income for the
three
months ended in Mar. 2026 was ₹1,142 Mil. Fusion Finance's Revenue for the
three
months ended in Mar. 2026 was ₹3,721 Mil. Therefore, Fusion Finance's net margin for the quarter that ended in Mar. 2026 was 30.69%.
The historical rank and industry rank for Fusion Finance's Net Margin % or its related term are showing as below:
NSE:FUSION'
s Net Margin % Range Over the Past 10 Years
Min: -56.97 Med: 5.45 Max: 24.35
Current: 0.9
NSE:FUSION's Net Margin % is ranked worse than 77.53% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs NSE:FUSION: 0.90
Fusion Finance (NSE:FUSION) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Fusion Finance Net Margin % Related Terms
Fusion Finance Net Margin % Historical Data
* Premium members only.
The historical data trend for Fusion Finance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fusion Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's Net Margin % distribution charts can be found below:
* The bar in red indicates where Fusion Finance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a Net Margin % of 30.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Fusion Finance and its competitors. This is 463% above median its historical median of 5.45. According to the industry distribution chart, Fusion Finance ranks #414 out of 534 companies in the Credit Services industry, placing it in the top 77.5%.
Is Fusion Finance's Net Margin % too high?
Fusion Finance's current Net Margin % of 30.69% is 463% above median its 10-year median of 5.45. The Credit Services industry median Net Margin % is 14.52. Fusion Finance's value of 30.69% is 111.4% above this industry median. Based on the distribution chart, Fusion Finance ranks #414 out of 534 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Fusion Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #414 out of 534 companies for Net Margin %. This places Fusion Finance in the lower half of its industry. The industry median Net Margin % is 14.52. Fusion Finance's value of 30.69% is 111.4% above this benchmark. While the company's 10-year median is 5.45 vs. the industry median of 14.52, Fusion Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current Net Margin % of 30.69% is 111.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current Net Margin % is 30.69%, which is 463% above median its own 10-year median of 5.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹140.67, compared to a current price of ₹192.77 — trading 37% above its estimated fair value. The current Net Margin % is 30.69%, which is 463% above median its 10-year median of 5.45 and 111.4% above the Credit Services industry median of 14.52. Fusion Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Net Margin % is 30.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹192.77 is trading 37% above its estimated GF Value™ of ₹140.67.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
Net Margin %: 30.69% (463% above median its 10-year median of 5.45)
GF Value™: ₹140.67 vs. price of ₹192.77 (37% above fair value)
Industry Position: 111.4% above the Credit Services median (#414 of 534)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
73GF Score
Get the complete analysis for NSE:FUSION
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:FUSION has been successfully added to your 
