GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Fusion Finance Ltd (NSE:FUSION) » Definitions » Operating Income

Fusion Finance (NSE:FUSION) Operating Income : ₹8,296 Mil (TTM As of Sep. 2024)


View and export this data going back to 2022. Start your Free Trial

What is Fusion Finance Operating Income?

Fusion Finance's Operating Income for the three months ended in Sep. 2024 was ₹2,106 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Sep. 2024 was ₹8,296 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Fusion Finance's Operating Income for the three months ended in Sep. 2024 was ₹2,106 Mil. Fusion Finance's Revenue for the three months ended in Sep. 2024 was ₹6,305 Mil. Therefore, Fusion Finance's Operating Margin % for the quarter that ended in Sep. 2024 was 33.41%.

Fusion Finance's 5-Year average Growth Rate for Operating Margin % was 0.00% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Fusion Finance's annualized ROC % for the quarter that ended in Sep. 2024 was 6.57%. Fusion Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2024 was 3,043.79%.


Fusion Finance Operating Income Historical Data

The historical data trend for Fusion Finance's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fusion Finance Operating Income Chart

Fusion Finance Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24
Operating Income
1,158.76 2,117.29 2,549.04 5,227.90 7,530.90

Fusion Finance Quarterly Data
Mar20 Mar21 Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Operating Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,758.20 1,946.50 2,049.10 2,193.70 2,106.30

Fusion Finance Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹8,296 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fusion Finance  (NSE:FUSION) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Fusion Finance's annualized ROC % for the quarter that ended in Sep. 2024 is calculated as:

ROC % (Q: Sep. 2024 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2024 ) + Invested Capital (Q: Sep. 2024 ))/ count )
=8425.2 * ( 1 - 25.64% )/( (0 + 95353.6)/ 1 )
=6264.97872/95353.6
=6.57 %

where

Invested Capital(Q: Sep. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=114806.5 - 947.3 - ( 18505.6 - max(0, 947.3 - 110068.4+18505.6))
=95353.6

Note: The Operating Income data used here is four times the quarterly (Sep. 2024) data.

2. Joel Greenblatt's definition of Return on Capital:

Fusion Finance's annualized ROC (Joel Greenblatt) % for the quarter that ended in Sep. 2024 is calculated as:

ROC (Joel Greenblatt) %(Q: Sep. 2024 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2024  Q: Sep. 2024
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=8425.2/( ( (0 + max(0, 0)) + (276.8 + max(-777.90000000001, 0)) )/ 1 )
=8425.2/( ( 0 + 276.8 )/ 1 )
=8425.2/276.8
=3,043.79 %

where Working Capital is:

Working Capital(Q: Jun. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Sep. 2024 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(131.5 + 0 + 37.899999999994) - (947.3 + 0 + 0)
=-777.90000000001

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Sep. 2024) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Fusion Finance's Operating Margin % for the quarter that ended in Sep. 2024 is calculated as:

Operating Margin %=Operating Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=2106.3/6305
=33.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Fusion Finance Operating Income Related Terms

Thank you for viewing the detailed overview of Fusion Finance's Operating Income provided by GuruFocus.com. Please click on the following links to see related term pages.


Fusion Finance Business Description

Traded in Other Exchanges
Address
Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). The company provides small value collateral-free loans. Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.

Fusion Finance Headlines

No Headlines