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Fusion FinanceNSE:FUSION -4.65%69 EV-to-EBIT is 30.31 as of Aug. 10, 2026, which is 119% above its 10-year median of 13.85. GuruFocus rates NSE:FUSION with a GF Score™ of 69/100 and a GF Value™ of ₹137.80 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 314 Credit Services companies, Fusion Finance ranks worse than 61.15% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Fusion Finance's Enterprise Value for the quarter that ended in Mar. 2026 was ₹58,413 Mil.
Fusion Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,284 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance EV-to-EBIT Related Terms
Fusion Finance EV-to-EBIT Historical Data
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The historical data trend for Fusion Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fusion Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Fusion Finance's EV-to-EBIT falls into.
Fusion Finance's current Enterprise Value is ₹69,208 Mil.
Fusion Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,284 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a EV-to-EBIT of 30.31 as of Aug. 10, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fusion Finance and its competitors. This is 119% above median its historical median of 13.85. Over the past decade, Fusion Finance's EV-to-EBIT has ranged from 2.57 to 32.36. According to the industry distribution chart, Fusion Finance ranks #192 out of 314 companies in the Credit Services industry, placing it in the top 61.1%.
Is Fusion Finance's EV-to-EBIT too high?
Fusion Finance's current EV-to-EBIT of 30.31 is 119% above median its 10-year median of 13.85. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 32.36. The Credit Services industry median EV-to-EBIT is 22.71. Fusion Finance's value of 30.31 is 33.5% above this industry median. Based on the distribution chart, Fusion Finance ranks #192 out of 314 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fusion Finance has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #192 out of 314 companies for EV-to-EBIT. This places Fusion Finance in the lower half of its industry. The industry median EV-to-EBIT is 22.71. Fusion Finance's value of 30.31 is 33.5% above this benchmark. Historically, Fusion Finance's own EV-to-EBIT has ranged from 2.57 to 32.36 over the past decade. While the company's 10-year median is 13.85 vs. the industry median of 22.71, Fusion Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.71, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current EV-to-EBIT of 30.31 is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current EV-to-EBIT is 30.31, which is 119% above median its own 10-year median of 13.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹137.80, compared to a current price of ₹204.99 — trading 48.8% above its estimated fair value. The current EV-to-EBIT is 30.31, which is 119% above median its 10-year median of 13.85 and 33.5% above the Credit Services industry median of 22.71. Fusion Finance's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current EV-to-EBIT is 30.31 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹204.99 is trading 48.8% above its estimated GF Value™ of ₹137.80.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
EV-to-EBIT: 30.31 (119% above median its 10-year median of 13.85)
GF Value™: ₹137.80 vs. price of ₹204.99 (48.8% above fair value)
Industry Position: 33.5% above the Credit Services median (#192 of 314)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
69GF Score
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