Fusion Finance (NSE:FUSION) LT-Debt-to-Total-Asset: 0.28 (As of Mar. 2026)

What is Fusion Finance LT-Debt-to-Total-Asset?

Fusion Finance NSE:FUSION +6.10% 67 LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus rates NSE:FUSION with a GF Score™ of 67/100 and a GF Value™ of ₹136.78 (Significantly Overvalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Fusion Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.28.

Fusion Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.20) to Mar. 2026 (0.28). It may suggest that Fusion Finance is progressively becoming more dependent on debt to grow their business.

Fusion Finance (NSE:FUSION) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Fusion Finance LT-Debt-to-Total-Asset Related Terms

Fusion Finance LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Fusion Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fusion Finance LT-Debt-to-Total-Asset Chart

Fusion Finance Annual Data

Trend

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.48

0.45

0.46

0.20

0.28

Fusion Finance Quarterly Data
	Mar21	Jun21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.20	0.00	0.70	0.00	0.28

67GF Score

Fusion Finance Ltd NSE:FUSION

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Fusion Finance LT-Debt-to-Total-Asset Calculation

Fusion Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	23160.7	/	82948
	=	0.28

Fusion Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	23160.7	/	82948
	=	0.28

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.28 mean?

Fusion Finance (NSE:FUSION) has a LT-Debt-to-Total-Asset of 0.28 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fusion Finance and its competitors.

Is Fusion Finance's LT-Debt-to-Total-Asset too high?

Fusion Finance's current LT-Debt-to-Total-Asset is 0.28. Overall, Fusion Finance has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Fusion Finance's LT-Debt-to-Total-Asset compare to V and MA?

Fusion Finance's LT-Debt-to-Total-Asset of 0.28 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fusion Finance and its competitors. Fusion Finance's current LT-Debt-to-Total-Asset is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Fusion Finance stock overvalued right now?

Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹136.78, compared to a current price of ₹229.40 — trading 67.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.28. Fusion Finance's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current LT-Debt-to-Total-Asset is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fusion Finance (NSE:FUSION) Overvalued in 2026?

Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued. The current stock price of ₹229.40 is trading 67.7% above its estimated GF Value™ of ₹136.78. GuruFocus considers Fusion Finance to be Significantly Overvalued.

Key valuation signals for NSE:FUSION:

LT-Debt-to-Total-Asset: 0.28
GF Value™: ₹136.78 vs. price of ₹229.40 (67.7% above fair value)
GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fusion Finance Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:543766 BOM:544055 BOM:526650 BOM:542774 NSE:SATIN BOM:542759 NSE:AYE BOM:541336 BOM:533344 BOM:531179 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 543652:India

Address Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001

Website https://www.fusionfin.com

Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.

67GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹229.40

Price

₹136.78

GF Value

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