Fusion Finance (NSE:FUSION) Profitability Rank: 6 (As of Jun. 2026) — 50% Above Median

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:FUSION Fusion Finance Ltd NSE:FUSION
65 GF Score
Price ₹200.12
GF Value ₹132.60
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Fusion Finance Profitability Rank?

Fusion Finance NSE:FUSION -1.57% 65 Profitability Rank is 6 as of Jun. 2026, which is 50% above its 10-year median of 4.00. GuruFocus rates NSE:FUSION with a GF Score™ of 65/100 and a GF Value™ of ₹132.60 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Fusion Finance has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Fusion Finance's Operating Margin % for the quarter that ended in Jun. 2026 was 17.18%. As of today, Fusion Finance's Piotroski F-Score is 4.


Fusion Finance Profitability Rank Related Terms


NSE:FUSION vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Fusion Finance's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fusion Finance Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fusion Finance's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Fusion Finance's Profitability Rank falls into.


NSE:FUSION
65GF Score
Fusion Finance Ltd NSE:FUSION
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fusion Finance Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Fusion Finance has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Fusion Finance's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=688.1 / 4005.7
=17.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Fusion Finance has an F-score of 4 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Warning Sign:

Fusion Finance Ltd operating margin has been in a 5-year decline. The average rate of decline per year is -11.4%.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Fusion Finance (NSE:FUSION) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Fusion Finance and its competitors. This is 50% above median its historical median of 4.00. Over the past decade, Fusion Finance's Profitability Rank has ranged from 4.00 to 7.00.
Is Fusion Finance's Profitability Rank too high?
Fusion Finance's current Profitability Rank of 6 is 50% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. Overall, Fusion Finance has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Profitability Rank compare to V and MA?
Fusion Finance's Profitability Rank of 6 can be compared against companies in the Credit Services industry. Historically, Fusion Finance's own Profitability Rank has ranged from 4.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Fusion Finance and its competitors. Fusion Finance's current Profitability Rank is 6, which is 50% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹132.60, compared to a current price of ₹200.12 — trading 50.9% above its estimated fair value. The current Profitability Rank is 6, which is 50% above median its 10-year median of 4.00. Fusion Finance's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fusion Finance (NSE:FUSION) Overvalued in 2026?

Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued. The current stock price of ₹200.12 is trading 50.9% above its estimated GF Value™ of ₹132.60. GuruFocus considers Fusion Finance to be Significantly Overvalued.

Key valuation signals for NSE:FUSION:

  • Profitability Rank: 6 (50% above median its 10-year median of 4.00)
  • GF Value™: ₹132.60 vs. price of ₹200.12 (50.9% above fair value)
  • GF Score™: 65/100 with 7 warning signs

No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fusion Finance Business Description

Other Exchanges 543652:India
Address Plot No. 86, Institutional Sector - 32, Gurugram, HR, IND, 122001
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
65GF Score

Get the complete analysis for NSE:FUSION

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹200.12
Price
₹132.60
GF Value