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Fusion FinanceNSE:FUSION +0.57%67 EV-to-EBITDA is 28.58 as of Aug. 11, 2026, which is 111% above its 10-year median of 13.57. GuruFocus rates NSE:FUSION with a GF Score™ of 67/100 and a GF Value™ of ₹136.88 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 328 Credit Services companies, Fusion Finance ranks worse than 63.11% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Fusion Finance's enterprise value is ₹69,397 Mil.
Fusion Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹2,428 Mil. Therefore, Fusion Finance's EV-to-EBITDA for today is 28.58.
The historical rank and industry rank for Fusion Finance's EV-to-EBITDA or its related term are showing as below:
NSE:FUSION'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.52 Med: 13.57 Max: 31.06
Current: 29.23
During the past 7 years, the highest EV-to-EBITDA of Fusion Finance was 31.06. The lowest was 2.52. And the median was 13.57.
NSE:FUSION's EV-to-EBITDA is ranked worse than 63.11% of 328
companies
in the Credit Services industry
Industry Median: 21.695
vs NSE:FUSION: 29.23
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Fusion Finance's PE Ratio (TTM) for today is calculated as:
Fusion Finance's share price for today is ₹206.16.
Fusion Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹10.270.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Fusion Finance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fusion Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Fusion Finance's EV-to-EBITDA falls into.
Fusion Finance's current Enterprise Value is ₹69,397 Mil.
Fusion Finance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,428 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a EV-to-EBITDA of 28.58 as of Aug. 11, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fusion Finance. This is 111% above median its historical median of 13.57. Over the past decade, Fusion Finance's EV-to-EBITDA has ranged from 2.52 to 31.06. According to the industry distribution chart, Fusion Finance ranks #207 out of 328 companies in the Credit Services industry, placing it in the top 63.1%.
Is Fusion Finance's EV-to-EBITDA too high?
Fusion Finance's current EV-to-EBITDA of 28.58 is 111% above median its 10-year median of 13.57. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 31.06. The Credit Services industry median EV-to-EBITDA is 21.70. Fusion Finance's value of 28.58 is 31.7% above this industry median. Based on the distribution chart, Fusion Finance ranks #207 out of 328 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fusion Finance has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #207 out of 328 companies for EV-to-EBITDA. This places Fusion Finance in the lower half of its industry. The industry median EV-to-EBITDA is 21.70. Fusion Finance's value of 28.58 is 31.7% above this benchmark. Historically, Fusion Finance's own EV-to-EBITDA has ranged from 2.52 to 31.06 over the past decade. While the company's 10-year median is 13.57 vs. the industry median of 21.70, Fusion Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.70, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current EV-to-EBITDA of 28.58 is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Fusion Finance. For the Credit Services industry, the median EV-to-EBITDA is 21.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current EV-to-EBITDA is 28.58, which is 111% above median its own 10-year median of 13.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹136.88, compared to a current price of ₹206.16 — trading 50.6% above its estimated fair value. The current EV-to-EBITDA is 28.58, which is 111% above median its 10-year median of 13.57 and 31.7% above the Credit Services industry median of 21.70. Fusion Finance's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current EV-to-EBITDA is 28.58 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹206.16 is trading 50.6% above its estimated GF Value™ of ₹136.88.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
EV-to-EBITDA: 28.58 (111% above median its 10-year median of 13.57)
GF Value™: ₹136.88 vs. price of ₹206.16 (50.6% above fair value)
Industry Position: 31.7% above the Credit Services median (#207 of 328)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
67GF Score
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