Fusion FinanceNSE:FUSION +2.40%73 Days Payable is 10.27 as of Mar. 2026, which is 40% below its 10-year median of 17.20. GuruFocus rates NSE:FUSION with a GF Score™ of 73/100 and a GF Value™ of ₹140.18 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, Fusion Finance ranks worse than 67.44% on this metric.
The historical rank and industry rank for Fusion Finance's Days Payable or its related term are showing as below:
NSE:FUSION'
s Days Payable Range Over the Past 10 Years
Min: 3.17 Med: 17.2 Max: 22.01
Current: 13.37
During the past 7 years, Fusion Finance's highest Days Payable was 22.01. The lowest was 3.17. And the median was 17.20.
NSE:FUSION's Days Payable is ranked worse than 67.44% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs NSE:FUSION: 13.37
Fusion Finance's Days Payable
declined
from Mar. 2025 (21.46) to Mar. 2026 (10.27).
It may suggest that Fusion Financeaccelerated paying its suppliers.
Fusion Finance Days Payable Related Terms
Fusion Finance Days Payable Historical Data
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The historical data trend for Fusion Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fusion Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Fusion Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Fusion Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a Days Payable of 10.27 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fusion Finance and its competitors. This is 40% below median its historical median of 17.20. Over the past decade, Fusion Finance's Days Payable has ranged from 3.17 to 22.01. According to the industry distribution chart, Fusion Finance ranks #203 out of 301 companies in the Credit Services industry, placing it in the top 67.4%.
Is Fusion Finance's Days Payable too high?
Fusion Finance's current Days Payable of 10.27 is 40% below median its 10-year median of 17.20. Over the past 10 years, this metric has ranged from a low of 3.17 to a high of 22.01. The Credit Services industry median Days Payable is 33.87. Fusion Finance's value of 10.27 is 69.7% below this industry median. Based on the distribution chart, Fusion Finance ranks #203 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fusion Finance has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #203 out of 301 companies for Days Payable. This places Fusion Finance in the lower half of its industry. The industry median Days Payable is 33.87. Fusion Finance's value of 10.27 is 69.7% below this benchmark. Historically, Fusion Finance's own Days Payable has ranged from 3.17 to 22.01 over the past decade. While the company's 10-year median is 17.20 vs. the industry median of 33.87, Fusion Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fusion Finance's current Days Payable of 10.27 is 69.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current Days Payable is 10.27, which is 40% below median its own 10-year median of 17.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹140.18, compared to a current price of ₹203.91 — trading 45.5% above its estimated fair value. The current Days Payable is 10.27, which is 40% below median its 10-year median of 17.20 and 69.7% below the Credit Services industry median of 33.87. Fusion Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Days Payable is 10.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹203.91 is trading 45.5% above its estimated GF Value™ of ₹140.18.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
Days Payable: 10.27 (40% below median its 10-year median of 17.20)
GF Value™: ₹140.18 vs. price of ₹203.91 (45.5% above fair value)
Industry Position: 69.7% below the Credit Services median (#203 of 301)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
73GF Score
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