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Fusion Finance has a Cash Ratio of 0.00. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Fusion Finance's Cash Ratio or its related term are showing as below:
NSE:FUSION'
s Cash Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.48 Max: 54.22
Current: 0.56
During the past 7 years, Fusion Finance's highest Cash Ratio was 54.22. The lowest was 0.17. And the median was 0.48.
NSE:FUSION's Cash Ratio is ranked better than 50.13% of 389
companies
in the Credit Services industry
Industry Median: 0.56
vs NSE:FUSION: 0.56
Fusion Finance (NSE:FUSION) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Fusion Finance Cash Ratio Related Terms
Fusion Finance Cash Ratio Historical Data
* Premium members only.
The historical data trend for Fusion Finance's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fusion Finance's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fusion Finance Cash Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fusion Finance's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Fusion Finance's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fusion Finance (NSE:FUSION) has a Cash Ratio of 0.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Fusion Finance and its competitors. Over the past decade, Fusion Finance's Cash Ratio has ranged from 0.17 to 54.22. According to the industry distribution chart, Fusion Finance ranks #194 out of 389 companies in the Credit Services industry, placing it in the top 49.9%.
Is Fusion Finance's Cash Ratio too high?
Fusion Finance's current Cash Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 54.22. Based on the distribution chart, Fusion Finance ranks #194 out of 389 companies in the Credit Services industry, which is above the industry midpoint. Overall, Fusion Finance has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fusion Finance's Cash Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fusion Finance ranks #194 out of 389 companies for Cash Ratio. This puts Fusion Finance in the upper half of its industry. The industry median Cash Ratio is 0.56. Historically, Fusion Finance's own Cash Ratio has ranged from 0.17 to 54.22 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Credit Services company?
The median Cash Ratio among Credit Services companies is 0.56, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Fusion Finance and its competitors. For the Credit Services industry, the median Cash Ratio is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fusion Finance's current Cash Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fusion Finance stock overvalued right now?
Based on GuruFocus' analysis, Fusion Finance (NSE:FUSION) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹133.67, compared to a current price of ₹204.60 — trading 53.1% above its estimated fair value. The current Cash Ratio is 0.00. Fusion Finance's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Fusion Finance (NSE:FUSION), the current Cash Ratio is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fusion Finance (NSE:FUSION) Overvalued in 2026?
Based on GuruFocus' analysis, Fusion Finance stock appears to be overvalued.
The current stock price of ₹204.60 is trading 53.1% above its estimated GF Value™ of ₹133.67.
GuruFocus considers Fusion Finance to be Significantly Overvalued.
Key valuation signals for NSE:FUSION:
Cash Ratio: 0.00
GF Value™: ₹133.67 vs. price of ₹204.60 (53.1% above fair value)
No single metric tells the full story. See the NSE:FUSION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fusion Finance Ltd is engaged in microfinance lending activities, providing financial services to poor women in India who are organized as Joint Liability Groups (JLGs). Apart from microfinance lending, the company also has lending to MSME enterprises. It uses its distribution channel to provide other financial products and services to the members related to providing of loans to the members for the purchase of certain productivity-enhancing products such as mobile handsets, and bicycles.
64GF Score
Get the complete analysis for NSE:FUSION
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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