SALAFIN (Groupe BMCE) (CAS:SLF) Cash Flow from Financing: MAD-92.2 Mil (TTM As of Dec. 2025)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
51 GF Score
Price MAD430.00
GF Value MAD578.28
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) Cash Flow from Financing?

SALAFIN (Groupe BMCE) CAS:SLF 51 Cash Flow from Financing is MAD-92.2 Mil as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 51/100 and a GF Value™ of MAD578.28 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the six months ended in Dec. 2025, SALAFIN (Groupe BMCE) paid MAD0.0 Mil more to buy back shares than it received from issuing new shares. It received MAD0.0 Mil from issuing more debt. It paid MAD0.0 Mil more to buy back preferred shares than it received from issuing preferred shares. It received MAD0.0 Mil from paying cash dividends to shareholders. It received MAD0.0 Mil on other financial activities. In all, SALAFIN (Groupe BMCE) spent MAD0.0 Mil on financial activities for the six months ended in Dec. 2025.


SALAFIN (Groupe BMCE)  (CAS:SLF) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

SALAFIN (Groupe BMCE)'s issuance of stock for the six months ended in Dec. 2025 was MAD0.0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

SALAFIN (Groupe BMCE)'s repurchase of stock for the six months ended in Dec. 2025 was MAD0.0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

SALAFIN (Groupe BMCE)'s net issuance of debt for the six months ended in Dec. 2025 was MAD0.0 Mil. SALAFIN (Groupe BMCE) received MAD0.0 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

SALAFIN (Groupe BMCE)'s net issuance of preferred for the six months ended in Dec. 2025 was MAD0.0 Mil. SALAFIN (Groupe BMCE) paid MAD0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

SALAFIN (Groupe BMCE)'s cash flow for dividends for the six months ended in Dec. 2025 was MAD0.0 Mil. SALAFIN (Groupe BMCE) received MAD0.0 Mil from paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

SALAFIN (Groupe BMCE)'s other financing for the six months ended in Dec. 2025 was MAD0.0 Mil. SALAFIN (Groupe BMCE) received MAD0.0 Mil on other financial activities.


SALAFIN (Groupe BMCE) Cash Flow from Financing Related Terms


SALAFIN (Groupe BMCE) Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for SALAFIN (Groupe BMCE)'s Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Cash Flow from Financing Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -162.29 -162.45 -84.35 -89.04 -92.16

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -89.04 0.00 -92.16 0.00
CAS:SLF
51GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Cash Flow from Financing is just one metric. See GF Score™, valuation, warning signs, and more.
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SALAFIN (Groupe BMCE) Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

SALAFIN (Groupe BMCE)'s Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

SALAFIN (Groupe BMCE)'s Cash from Financing for the quarter that ended in Dec. 2025 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MAD-92.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of MAD-92.2 Mil mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Cash Flow from Financing of MAD-92.2 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for SALAFIN (Groupe BMCE) and its competitors.
Is SALAFIN (Groupe BMCE)'s Cash Flow from Financing too high?
SALAFIN (Groupe BMCE)'s current Cash Flow from Financing is MAD-92.2 Mil. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Cash Flow from Financing compare to V and MA?
SALAFIN (Groupe BMCE)'s Cash Flow from Financing of MAD-92.2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Credit Services company?
A good Cash Flow from Financing depends on the Credit Services industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current Cash Flow from Financing is MAD-92.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.28, compared to a current price of MAD430.00 — trading 25.6% below its estimated fair value. The current Cash Flow from Financing is MAD-92.2 Mil. SALAFIN (Groupe BMCE)'s overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Cash Flow from Financing is MAD-92.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD430.00 is trading 25.6% below its estimated GF Value™ of MAD578.28. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Cash Flow from Financing: MAD-92.2 Mil
  • GF Value™: MAD578.28 vs. price of MAD430.00 (25.6% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
51GF Score

Get the complete analysis for CAS:SLF

Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD430.00
Price
MAD578.28
GF Value