SALAFIN (Groupe BMCE) (CAS:SLF) Total Payout Ratio: 0.96 (As of Jul. 11, 2026)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
45 GF Score
Price MAD423.00
GF Value MAD578.21
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) Total Payout Ratio?

SALAFIN (Groupe BMCE) CAS:SLF -1.83% 45 Total Payout Ratio is 0.96 as of Jul. 11, 2026. GuruFocus rates CAS:SLF with a GF Score™ of 45/100 and a GF Value™ of MAD578.21 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

SALAFIN (Groupe BMCE)'s current Total Payout Ratio is 0.96.

SALAFIN (Groupe BMCE) Total Payout Ratio Related Terms

SALAFIN (Groupe BMCE) Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for SALAFIN (Groupe BMCE)'s Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Total Payout Ratio Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.92 1.90 0.93 0.96 0.96

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 2.14 0.00 1.97 0.00

CAS:SLF vs V, MA, AXP: Total Payout Ratio Comparison

For the Credit Services subindustry, SALAFIN (Groupe BMCE)'s Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SALAFIN (Groupe BMCE) Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SALAFIN (Groupe BMCE)'s Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where SALAFIN (Groupe BMCE)'s Total Payout Ratio falls into.


CAS:SLF
45GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SALAFIN (Groupe BMCE) Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

SALAFIN (Groupe BMCE)'s Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -92.162) / 96.117
=0.96

SALAFIN (Groupe BMCE)'s Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 49.39
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.96 mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Total Payout Ratio of 0.96 as of Jul. 11, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on SALAFIN (Groupe BMCE) and its competitors.
Is SALAFIN (Groupe BMCE)'s Total Payout Ratio too high?
SALAFIN (Groupe BMCE)'s current Total Payout Ratio is 0.96. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Total Payout Ratio compare to V and MA?
SALAFIN (Groupe BMCE)'s Total Payout Ratio of 0.96 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Credit Services company?
A good Total Payout Ratio depends on the Credit Services industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current Total Payout Ratio is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.21, compared to a current price of MAD423.00 — trading 26.8% below its estimated fair value. The current Total Payout Ratio is 0.96. SALAFIN (Groupe BMCE)'s overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Total Payout Ratio is 0.96 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD423.00 is trading 26.8% below its estimated GF Value™ of MAD578.21. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Total Payout Ratio: 0.96
  • GF Value™: MAD578.21 vs. price of MAD423.00 (26.8% below fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
45GF Score

Get the complete analysis for CAS:SLF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD423.00
Price
MAD578.21
GF Value