SALAFIN (Groupe BMCE) (CAS:SLF) Preferred Stock: MAD0.0 Mil (As of Dec. 2025)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
45 GF Score
Price MAD434.00
GF Value MAD578.31
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) Preferred Stock?

SALAFIN (Groupe BMCE) CAS:SLF -1.36% 45 Preferred Stock is MAD0.0 Mil as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 45/100 and a GF Value™ of MAD578.31 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. SALAFIN (Groupe BMCE)'s preferred stock for the quarter that ended in Dec. 2025 was MAD0.0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. SALAFIN (Groupe BMCE)'s Enterprise Value for the quarter that ended in Dec. 2025 was MAD3,235.7 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. SALAFIN (Groupe BMCE)'s Book Value per Share for the quarter that ended in Dec. 2025 was MAD278.76.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). SALAFIN (Groupe BMCE)'s Earnings per Share (Diluted) for the six months ended in Dec. 2025 was MAD15.81.


SALAFIN (Groupe BMCE)  (CAS:SLF) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

SALAFIN (Groupe BMCE)'s Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

SALAFIN (Groupe BMCE)'s Book Value per Share for the quarter that ended in Dec. 2025 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

SALAFIN (Groupe BMCE)'s Earnings per Share (Diluted) (EPS) for the six months ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SALAFIN (Groupe BMCE) Preferred Stock Related Terms


SALAFIN (Groupe BMCE) Preferred Stock Historical Data

* Premium members only.

The historical data trend for SALAFIN (Groupe BMCE)'s Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Preferred Stock Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
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CAS:SLF
45GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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SALAFIN (Groupe BMCE) Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of MAD0.0 Mil mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Preferred Stock of MAD0.0 Mil as of Dec. 2025. Preferred Stock represents the par value of a company's preferred shares. View historical data on SALAFIN (Groupe BMCE) and its competitors.
Is SALAFIN (Groupe BMCE)'s Preferred Stock too high?
SALAFIN (Groupe BMCE)'s current Preferred Stock is MAD0.0 Mil. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Preferred Stock compare to V and MA?
SALAFIN (Groupe BMCE)'s Preferred Stock of MAD0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Credit Services company?
A good Preferred Stock depends on the Credit Services industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current Preferred Stock is MAD0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.31, compared to a current price of MAD434.00 — trading 25% below its estimated fair value. The current Preferred Stock is MAD0.0 Mil. SALAFIN (Groupe BMCE)'s overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Preferred Stock is MAD0.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD434.00 is trading 25% below its estimated GF Value™ of MAD578.31. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Preferred Stock: MAD0.0 Mil
  • GF Value™: MAD578.31 vs. price of MAD434.00 (25% below fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
45GF Score

Get the complete analysis for CAS:SLF

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD434.00
Price
MAD578.31
GF Value