SALAFIN (Groupe BMCE) (CAS:SLF) Property, Plant and Equipment: MAD70.9 Mil (As of Dec. 2025)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
47 GF Score
Price MAD449.90
GF Value MAD578.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) Property, Plant and Equipment?

SALAFIN (Groupe BMCE) CAS:SLF +2.48% 47 Property, Plant and Equipment is MAD70.9 Mil as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 47/100 and a GF Value™ of MAD578.36 (Modestly Undervalued). The stock has 2 warning signs investors should review.

SALAFIN (Groupe BMCE)'s quarterly net PPE declined from Dec. 2024 (MAD75.4 Mil) to Jun. 2025 (MAD73.3 Mil) and declined from Jun. 2025 (MAD73.3 Mil) to Dec. 2025 (MAD70.9 Mil).

SALAFIN (Groupe BMCE)'s annual net PPE declined from Dec. 2023 (MAD78.4 Mil) to Dec. 2024 (MAD75.4 Mil) and declined from Dec. 2024 (MAD75.4 Mil) to Dec. 2025 (MAD70.9 Mil).


SALAFIN (Groupe BMCE)  (CAS:SLF) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


SALAFIN (Groupe BMCE) Property, Plant and Equipment Related Terms


SALAFIN (Groupe BMCE) Property, Plant and Equipment Historical Data

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The historical data trend for SALAFIN (Groupe BMCE)'s Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Property, Plant and Equipment Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 86.10 82.18 78.44 75.39 70.86

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.44 76.83 75.39 73.29 70.86
CAS:SLF
47GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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SALAFIN (Groupe BMCE) Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of MAD70.9 Mil mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Property, Plant and Equipment of MAD70.9 Mil as of Dec. 2025. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on SALAFIN (Groupe BMCE) and its competitors.
Is SALAFIN (Groupe BMCE)'s Property, Plant and Equipment too high?
SALAFIN (Groupe BMCE)'s current Property, Plant and Equipment is MAD70.9 Mil. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Property, Plant and Equipment compare to V and MA?
SALAFIN (Groupe BMCE)'s Property, Plant and Equipment of MAD70.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Credit Services company?
A good Property, Plant and Equipment depends on the Credit Services industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current Property, Plant and Equipment is MAD70.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.36, compared to a current price of MAD449.90 — trading 22.2% below its estimated fair value. The current Property, Plant and Equipment is MAD70.9 Mil. SALAFIN (Groupe BMCE)'s overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Property, Plant and Equipment is MAD70.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD449.90 is trading 22.2% below its estimated GF Value™ of MAD578.36. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Property, Plant and Equipment: MAD70.9 Mil
  • GF Value™: MAD578.36 vs. price of MAD449.90 (22.2% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
47GF Score

Get the complete analysis for CAS:SLF

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD449.90
Price
MAD578.36
GF Value