SALAFIN (Groupe BMCE) (CAS:SLF) Moat Score: 0/10 (As of Jun. 26, 2026)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
47 GF Score
Price MAD439.00
GF Value MAD578.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) Moat Score?

SALAFIN (Groupe BMCE) has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SALAFIN (Groupe BMCE) has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SALAFIN (Groupe BMCE) might have No Moat - No discernible moat.

SALAFIN (Groupe BMCE)  (CAS:SLF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SALAFIN (Groupe BMCE) Moat Score Related Terms

CAS:SLF
47GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD439.00 is trading 24.1% below its estimated GF Value™ of MAD578.36. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Moat Score: 0
  • GF Value™: MAD578.36 vs. price of MAD439.00 (24.1% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
47GF Score

Get the complete analysis for CAS:SLF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD439.00
Price
MAD578.36
GF Value