SALAFIN (Groupe BMCE) (CAS:SLF) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
34 GF Score
Price MAD445.00
GF Value MAD577.94
Valuation Modestly Undervalued
! 1 Warning Sign
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What is SALAFIN (Groupe BMCE) Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

CAS:SLF
34GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD445.00 is trading 23% below its estimated GF Value™ of MAD577.94. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Altman Z-Score:
  • GF Value™: MAD577.94 vs. price of MAD445.00 (23% below fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
34GF Score

Get the complete analysis for CAS:SLF

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD445.00
Price
MAD577.94
GF Value