SALAFIN (Groupe BMCE) (CAS:SLF) Net Interest Income: MAD-197.0 Mil (TTM As of Dec. 2025)

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CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
38 GF Score
Price MAD440.00
GF Value MAD577.91
Valuation Modestly Undervalued
! 1 Warning Sign
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What is SALAFIN (Groupe BMCE) Net Interest Income?

SALAFIN (Groupe BMCE) CAS:SLF 38 Net Interest Income is MAD-197.0 Mil as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 38/100 and a GF Value™ of MAD577.91 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. SALAFIN (Groupe BMCE)'s net interest income for the six months ended in Dec. 2025 was MAD-277.5 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was MAD-197.0 Mil.

SALAFIN (Groupe BMCE) Net Interest Income Related Terms

SALAFIN (Groupe BMCE) Net Interest Income Historical Data

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The historical data trend for SALAFIN (Groupe BMCE)'s Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Net Interest Income Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 191.01 -210.39 -214.30 -194.50 -197.02

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -302.99 85.36 -279.85 80.45 -277.47
CAS:SLF
38GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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SALAFIN (Groupe BMCE) Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MAD-197.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of MAD-197.0 Mil mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Net Interest Income of MAD-197.0 Mil as of Dec. 2025.
Is SALAFIN (Groupe BMCE)'s Net Interest Income too high?
SALAFIN (Groupe BMCE)'s current Net Interest Income is MAD-197.0 Mil. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 38/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Net Interest Income compare to V and MA?
SALAFIN (Groupe BMCE)'s Net Interest Income of MAD-197.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Credit Services company?
A good Net Interest Income depends on the Credit Services industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. SALAFIN (Groupe BMCE)'s current Net Interest Income is MAD-197.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD577.91, compared to a current price of MAD440.00 — trading 23.9% below its estimated fair value. The current Net Interest Income is MAD-197.0 Mil. SALAFIN (Groupe BMCE)'s overall GF Score™ is 38/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Net Interest Income is MAD-197.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD440.00 is trading 23.9% below its estimated GF Value™ of MAD577.91. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Net Interest Income: MAD-197.0 Mil
  • GF Value™: MAD577.91 vs. price of MAD440.00 (23.9% below fair value)
  • GF Score™: 38/100 with 1 warning sign

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
38GF Score

Get the complete analysis for CAS:SLF

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD440.00
Price
MAD577.91
GF Value