SALAFIN (Groupe BMCE) (CAS:SLF) OCF Yield %: 16.45 (As of Jun. 24, 2026) — 94% Above Median


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
47 GF Score
Price MAD440.00
GF Value MAD578.38
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) OCF Yield %?

SALAFIN (Groupe BMCE) CAS:SLF 47 OCF Yield % is 16.45 as of Jun. 24, 2026, which is 94% above its 10-year median of 8.50. GuruFocus rates CAS:SLF with a GF Score™ of 47/100 and a GF Value™ of MAD578.38 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 541 Credit Services companies, SALAFIN (Groupe BMCE) ranks better than 75.79% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, SALAFIN (Groupe BMCE)'s Trailing 12-Month Cash Flow from Operations is MAD236.3 Mil, and Market Cap is MAD1,374.6 Mil. Therefore, SALAFIN (Groupe BMCE)'s OCF Yield % for today is 16.45%.

The historical rank and industry rank for SALAFIN (Groupe BMCE)'s OCF Yield % or its related term are showing as below:

CAS:SLF' s OCF Yield % Range Over the Past 10 Years
Min: -14.45   Med: 8.5   Max: 21.14
Current: 16.45


During the past 13 years, the highest OCF Yield % of SALAFIN (Groupe BMCE) was 21.14%. The lowest was -14.45%. And the median was 8.50%.

CAS:SLF's OCF Yield % is ranked better than
75.79% of 541 companies
in the Credit Services industry
Industry Median: -0.02 vs CAS:SLF: 16.45

SALAFIN (Groupe BMCE)'s OCF Margin % for the quarter that ended in Dec. 2025 was %.


SALAFIN (Groupe BMCE) OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SALAFIN (Groupe BMCE) OCF Yield % Related Terms


SALAFIN (Groupe BMCE) OCF Yield % Historical Data

* Premium members only.

The historical data trend for SALAFIN (Groupe BMCE)'s OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) OCF Yield % Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.18 12.29 2.73 -13.85 14.27

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.34 -28.42 0.00 34.48 -11.67

CAS:SLF vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, SALAFIN (Groupe BMCE)'s OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SALAFIN (Groupe BMCE) OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SALAFIN (Groupe BMCE)'s OCF Yield % distribution charts can be found below:

* The bar in red indicates where SALAFIN (Groupe BMCE)'s OCF Yield % falls into.


CAS:SLF
47GF Score
SALAFIN (Groupe BMCE) CAS:SLF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SALAFIN (Groupe BMCE) OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

SALAFIN (Groupe BMCE)'s OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=236.333 / 1655.72
=14.27%

SALAFIN (Groupe BMCE)'s annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-96.651 * 2 / 1655.72
=-11.67%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 16.45 mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a OCF Yield % of 16.45 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SALAFIN (Groupe BMCE) and its competitors. This is 94% above median its historical median of 8.50. According to the industry distribution chart, SALAFIN (Groupe BMCE) ranks #131 out of 541 companies in the Credit Services industry, placing it in the top 24.2%.
Is SALAFIN (Groupe BMCE)'s OCF Yield % too high?
SALAFIN (Groupe BMCE)'s current OCF Yield % of 16.45 is 94% above median its 10-year median of 8.50. Based on the distribution chart, SALAFIN (Groupe BMCE) ranks #131 out of 541 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, SALAFIN (Groupe BMCE) ranks #131 out of 541 companies for OCF Yield %. This places SALAFIN (Groupe BMCE) in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current OCF Yield % is 16.45, which is 94% above median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.38, compared to a current price of MAD440.00 — trading 23.9% below its estimated fair value. The current OCF Yield % is 16.45, which is 94% above median its 10-year median of 8.50. SALAFIN (Groupe BMCE)'s overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current OCF Yield % is 16.45 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD440.00 is trading 23.9% below its estimated GF Value™ of MAD578.38. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • OCF Yield %: 16.45 (94% above median its 10-year median of 8.50)
  • GF Value™: MAD578.38 vs. price of MAD440.00 (23.9% below fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
47GF Score

Get the complete analysis for CAS:SLF

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD440.00
Price
MAD578.38
GF Value