SALAFIN (Groupe BMCE) (CAS:SLF) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
45 GF Score
Price MAD440.00
GF Value MAD578.36
Valuation Modestly Undervalued
! 2 Warning Signs
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What is SALAFIN (Groupe BMCE) ROC (Joel Greenblatt) %?

SALAFIN (Groupe BMCE) CAS:SLF -2.20% 45 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 45/100 and a GF Value™ of MAD578.36 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 413 Credit Services companies, SALAFIN (Groupe BMCE) ranks worse than 242130.51% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CAS:SLF
45GF Score
SALAFIN (Groupe BMCE) CAS:SLF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SALAFIN (Groupe BMCE) and its competitors. According to the industry distribution chart, SALAFIN (Groupe BMCE) ranks #999999 out of 413 companies in the Credit Services industry.
Is SALAFIN (Groupe BMCE)'s ROC (Joel Greenblatt) % too high?
SALAFIN (Groupe BMCE)'s current ROC (Joel Greenblatt) % is %. Based on the distribution chart, SALAFIN (Groupe BMCE) ranks #999999 out of 413 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, SALAFIN (Groupe BMCE) ranks #999999 out of 413 companies for ROC (Joel Greenblatt) %. This places SALAFIN (Groupe BMCE) in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.19, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SALAFIN (Groupe BMCE) and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SALAFIN (Groupe BMCE)'s current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.36, compared to a current price of MAD440.00 — trading 23.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. SALAFIN (Groupe BMCE)'s overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD440.00 is trading 23.9% below its estimated GF Value™ of MAD578.36. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: MAD578.36 vs. price of MAD440.00 (23.9% below fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
45GF Score

Get the complete analysis for CAS:SLF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD440.00
Price
MAD578.36
GF Value