SALAFIN (Groupe BMCE) (CAS:SLF) Total Noninterest Expense: MAD196.0 Mil (As of Dec. 2025)


CAS:SLF SALAFIN (Groupe BMCE) CAS:SLF
51 GF Score
Price MAD431.00
GF Value MAD578.26
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is SALAFIN (Groupe BMCE) Total Noninterest Expense?

SALAFIN (Groupe BMCE) CAS:SLF +0.23% 51 Total Noninterest Expense is MAD196.0 Mil as of Dec. 2025. GuruFocus rates CAS:SLF with a GF Score™ of 51/100 and a GF Value™ of MAD578.26 (Modestly Undervalued). The stock has 2 warning signs investors should review.

SALAFIN (Groupe BMCE)'s Total Noninterest Expense for the six months ended in Dec. 2025 was MAD-92.1 Mil. SALAFIN (Groupe BMCE)'s Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was MAD196.0 Mil.

SALAFIN (Groupe BMCE) Total Noninterest Expense Related Terms

SALAFIN (Groupe BMCE) Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for SALAFIN (Groupe BMCE)'s Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SALAFIN (Groupe BMCE) Total Noninterest Expense Chart

SALAFIN (Groupe BMCE) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 679.95 265.55 252.63 226.42 196.00

SALAFIN (Groupe BMCE) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -82.10 301.87 -75.45 288.14 -92.14
CAS:SLF
51GF Score
SALAFIN (Groupe BMCE) CAS:SLF
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SALAFIN (Groupe BMCE) Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MAD196.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of MAD196.0 Mil mean?
SALAFIN (Groupe BMCE) (CAS:SLF) has a Total Noninterest Expense of MAD196.0 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on SALAFIN (Groupe BMCE) and its competitors.
Is SALAFIN (Groupe BMCE)'s Total Noninterest Expense too high?
SALAFIN (Groupe BMCE)'s current Total Noninterest Expense is MAD196.0 Mil. Overall, SALAFIN (Groupe BMCE) has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SALAFIN (Groupe BMCE)'s Total Noninterest Expense compare to V and MA?
SALAFIN (Groupe BMCE)'s Total Noninterest Expense of MAD196.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on SALAFIN (Groupe BMCE) and its competitors. SALAFIN (Groupe BMCE)'s current Total Noninterest Expense is MAD196.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SALAFIN (Groupe BMCE) stock overvalued right now?
Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) (CAS:SLF) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD578.26, compared to a current price of MAD431.00 — trading 25.5% below its estimated fair value. The current Total Noninterest Expense is MAD196.0 Mil. SALAFIN (Groupe BMCE)'s overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For SALAFIN (Groupe BMCE) (CAS:SLF), the current Total Noninterest Expense is MAD196.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SALAFIN (Groupe BMCE) (CAS:SLF) Overvalued in 2026?

Based on GuruFocus' analysis, SALAFIN (Groupe BMCE) stock appears to be undervalued. The current stock price of MAD431.00 is trading 25.5% below its estimated GF Value™ of MAD578.26. GuruFocus considers SALAFIN (Groupe BMCE) to be Modestly Undervalued.

Key valuation signals for CAS:SLF:

  • Total Noninterest Expense: MAD196.0 Mil
  • GF Value™: MAD578.26 vs. price of MAD431.00 (25.5% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the CAS:SLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SALAFIN (Groupe BMCE) Business Description

Address Immeuble Zenith Millenium 8, Sidi Maarouf, Casablanca, MAR
SALAFIN (Groupe BMCE) is a Morocco-based company. It is a finance company. It offers consumer credit services. The company operates through various business segments that are Personal Credit, which include personal loan, and mortgage credit; Auto Financing, which provides car loans; and Revolving Credit.
51GF Score

Get the complete analysis for CAS:SLF

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD431.00
Price
MAD578.26
GF Value