Credit Clear (ASX:CCR) Cash Payments: A$-49.87 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:CCR Credit Clear Ltd ASX:CCR
29 GF Score
Price A$0.13
GF Value A$0.35
Valuation Possible Value Trap
! 1 Warning Sign
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What is Credit Clear Cash Payments?

Credit Clear ASX:CCR 29 Cash Payments is A$-49.87 Mil as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 29/100 and a GF Value™ of A$0.35 (Possible Value Trap). The stock has 1 warning sign investors should review.

Credit Clear's Cash Payments for the six months ended in Dec. 2025 was A$-27.23 Mil.

Credit Clear's Cash Payments for the trailing twelve months (TTM) ended in Dec. 2025 was A$-49.87 Mil.

Credit Clear Cash Payments Historical Data

* Premium members only.

The historical data trend for Credit Clear's Cash Payments can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear Cash Payments Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cash Payments
Get a 7-Day Free Trial -16.07 -26.39 -38.49 -41.25 -45.13

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Payments Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.87 -20.39 -22.49 -22.64 -27.23
ASX:CCR
29GF Score
Credit Clear Ltd ASX:CCR
Cash Payments is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Clear Cash Payments Calculation

A company's cash flow from operations for a time period can be determined using either the direct or indirect method. The indirect method modifies the operating section from accrual accounting to a cash basis by taking the net income generated in a period and adding or subtracting changes in the asset and liability accounts to determine the implied cash flow. However, the direct method uses actual cash inflows and outflows from the company's operations directly. Cash Payments represents cash flow paid from operating activities in the direct cash flow method.

GuruFocus lists following items in "Cash Payments" section for non-financial companies:
Payments to Suppliers for Goods and Services
Payments on Behalf of Employees
Other Cash Payments from Operating Activities

Cash Payments for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-49.87 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Payments →
What does a Cash Payments of A$-49.87 Mil mean?
Credit Clear (ASX:CCR) has a Cash Payments of A$-49.87 Mil as of Dec. 2025. Cash Payments represents cash paid from operating activities in direct cash flow method. View historical data for Credit Clear and its competitors.
Is Credit Clear's Cash Payments too high?
Credit Clear's current Cash Payments is A$-49.87 Mil. Overall, Credit Clear has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Cash Payments compare to IBM and ACN?
Credit Clear's Cash Payments of A$-49.87 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Payments for a Software company?
A good Cash Payments depends on the Software industry context. However, Cash Payments should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Payments mean?
A high Cash Payments can signal that a stock is expensive relative to its fundamentals. Cash Payments represents cash paid from operating activities in direct cash flow method. View historical data for Credit Clear and its competitors. Credit Clear's current Cash Payments is A$-49.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.35, compared to a current price of A$0.13 — trading 64.3% below its estimated fair value. The current Cash Payments is A$-49.87 Mil. Credit Clear's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Payments calculated?
Cash Payments is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Cash Payments is A$-49.87 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.13 is trading 64.3% below its estimated GF Value™ of A$0.35. GuruFocus considers Credit Clear to be Possible Value Trap.

Key valuation signals for ASX:CCR:

  • Cash Payments: A$-49.87 Mil
  • GF Value™: A$0.35 vs. price of A$0.13 (64.3% below fair value)
  • GF Score™: 29/100 with 1 warning sign

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
29GF Score

Get the complete analysis for ASX:CCR

Cash Payments is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.13
Price
A$0.35
GF Value