Credit ClearASX:CCR 35 Pretax Margin % is -3.51% as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 35/100 and a GF Value™ of A$0.35 (Significantly Undervalued). Among 2,825 Software companies, Credit Clear ranks worse than 61.91% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Credit Clear's Pre-Tax Income for the
six
months ended in Dec. 2025 was A$-0.88 Mil. Credit Clear's Revenue for the
six
months ended in Dec. 2025 was A$25.02 Mil. Therefore, Credit Clear's pretax margin for the quarter that ended in Dec. 2025 was -3.51%.
The historical rank and industry rank for Credit Clear's Pretax Margin % or its related term are showing as below:
ASX:CCR'
s Pretax Margin % Range Over the Past 10 Years
Min: -71.34 Med: -31.59 Max: -1.48
Current: -1.48
ASX:CCR's Pretax Margin % is ranked worse than 61.91% of 2825
companies
in the Software industry
Industry Median: 3.53
vs ASX:CCR: -1.48
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Credit Clear Pretax Margin % Related Terms
Credit Clear Pretax Margin % Historical Data
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The historical data trend for Credit Clear's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:CCR vs IBM, ACN, FISV: Pretax Margin % Comparison
For the Information Technology Services subindustry, Credit Clear's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Clear Pretax Margin % vs Software Industry
For the Software industry and Technology sector, Credit Clear's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Credit Clear's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Clear (ASX:CCR) has a Pretax Margin % of -3.51% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #1749 out of 2825 companies in the Software industry, placing it in the top 61.9%.
Is Credit Clear's Pretax Margin % too high?
Credit Clear's current Pretax Margin % is -3.51%. Based on the distribution chart, Credit Clear ranks #1749 out of 2825 companies in the Software industry, which is below the industry midpoint. Overall, Credit Clear has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's Pretax Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #1749 out of 2825 companies for Pretax Margin %. This places Credit Clear in the lower half of its industry. The industry median Pretax Margin % is 3.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.53, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit Clear and its competitors. For the Software industry, the median Pretax Margin % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current Pretax Margin % is -3.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.15 — trading 57.1% below its estimated fair value. The current Pretax Margin % is -3.51%. Credit Clear's overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current Pretax Margin % is -3.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Clear (ASX:CCR) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued.
The current stock price of A$0.15 is trading 57.1% below its estimated GF Value™ of A$0.35.
GuruFocus considers Credit Clear to be Significantly Undervalued.
Key valuation signals for ASX:CCR:
Pretax Margin %: -3.51%
GF Value™: A$0.35 vs. price of A$0.15 (57.1% below fair value)
No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
35GF Score
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