Credit Clear (ASX:CCR) EBITDA Margin %: 9.03% (As of Dec. 2025)


ASX:CCR Credit Clear Ltd ASX:CCR
37 GF Score
Price A$0.15
GF Value A$0.35
Valuation Significantly Undervalued
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What is Credit Clear EBITDA Margin %?

Credit Clear ASX:CCR -25.00% 37 EBITDA Margin % is 9.03% as of Dec. 2025. GuruFocus rates ASX:CCR with a GF Score™ of 37/100 and a GF Value™ of A$0.35 (Significantly Undervalued). Among 2,818 Software companies, Credit Clear ranks better than 57.27% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Credit Clear's EBITDA for the six months ended in Dec. 2025 was A$2.26 Mil. Credit Clear's Revenue for the six months ended in Dec. 2025 was A$25.02 Mil. Therefore, Credit Clear's EBITDA margin for the quarter that ended in Dec. 2025 was 9.03%.


Credit Clear  (ASX:CCR) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Credit Clear EBITDA Margin % Related Terms


Credit Clear EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Credit Clear's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Clear EBITDA Margin % Chart

Credit Clear Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBITDA Margin %
Get a 7-Day Free Trial -48.38 -38.83 -14.22 4.96 9.11

Credit Clear Semi-Annual Data
Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.27 3.76 5.85 12.32 9.03

ASX:CCR vs IBM, ACN, FISV: EBITDA Margin % Comparison

For the Information Technology Services subindustry, Credit Clear's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Clear EBITDA Margin % vs Software Industry

For the Software industry and Technology sector, Credit Clear's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Credit Clear's EBITDA Margin % falls into.


ASX:CCR
37GF Score
Credit Clear Ltd ASX:CCR
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Clear EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Credit Clear's EBITDA Margin % for the fiscal year that ended in Jun. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=4.276/46.922
=9.11 %

Credit Clear's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2.259/25.02
=9.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 9.03% mean?
Credit Clear (ASX:CCR) has a EBITDA Margin % of 9.03% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Credit Clear and its competitors. According to the industry distribution chart, Credit Clear ranks #1204 out of 2818 companies in the Software industry, placing it in the top 42.7%.
Is Credit Clear's EBITDA Margin % too high?
Credit Clear's current EBITDA Margin % is 9.03%. The Software industry median EBITDA Margin % is 8.07. Credit Clear's value of 9.03% is 11.9% above this industry median. Based on the distribution chart, Credit Clear ranks #1204 out of 2818 companies in the Software industry, which is above the industry midpoint. Overall, Credit Clear has a GF Score™ of 37/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Clear's EBITDA Margin % compare to IBM and ACN?
According to the Software industry distribution chart, Credit Clear ranks #1204 out of 2818 companies for EBITDA Margin %. This puts Credit Clear in the upper half of its industry. The industry median EBITDA Margin % is 8.07. Credit Clear's value of 9.03% is 11.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Clear's current EBITDA Margin % of 9.03% is 11.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Credit Clear and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Clear's current EBITDA Margin % is 9.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Clear stock overvalued right now?
Based on GuruFocus' analysis, Credit Clear (ASX:CCR) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.15 — trading 57.1% below its estimated fair value. The current EBITDA Margin % is 9.03% and 11.9% above the Software industry median of 8.07. Credit Clear's overall GF Score™ is 37/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Credit Clear (ASX:CCR), the current EBITDA Margin % is 9.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Clear (ASX:CCR) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Clear stock appears to be undervalued. The current stock price of A$0.15 is trading 57.1% below its estimated GF Value™ of A$0.35. GuruFocus considers Credit Clear to be Significantly Undervalued.

Key valuation signals for ASX:CCR:

  • EBITDA Margin %: 9.03%
  • GF Value™: A$0.35 vs. price of A$0.15 (57.1% below fair value)
  • GF Score™: 37/100
  • Industry Position: 11.9% above the Software median (#1204 of 2818)

No single metric tells the full story. See the ASX:CCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Clear Business Description

Address Building 11, 41-43 Bourke Road, Alexandria, NSW, AUS, 2015
Credit Clear Ltd is engaged in the business of providing financial services. Its provision of debt resolution services and the ongoing technology development and implementation of the Company's digital engagement platform. The Group also provides commercial legal expertise as part of its full end-to-end collections management service. Its segments include Collections and Legal Services. The company generates maximum revenue from the Collections segment. Geographically, it derives a majority of its revenue from Australia.
37GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.15
Price
A$0.35
GF Value